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o  Example sentence:

                           -  Student loan debt is money that students borrow to pay for college tuition and
                              expenses.

                           -  Many students graduate with student loan debt, which they must repay after
                              finishing their education.

                           -  Managing student loan debt is important to avoid financial difficulties in the
                              future.



                14. Transformational gift:
                       o  Pronunciation: /ˌtrænsfərˈmeɪʃənəl/ /ɡɪft/

                       o  Meaning: A large donation that has a significant impact on an institution or

                           organization.
                       o  Example sentence:

                           -  A transformational gift is a large donation that has a significant impact on an
                              organization or cause.

                           -  Donors who give transformational gifts often help fund major projects or
                              initiatives.

                           -  The university received a transformational gift that enabled them to build a

                              new state-of-the-art research facility.
                15. Equitable education:

                       o  Pronunciation: /ˈɛkwətəbəl/ /ˌɛʤjuˈkeɪʃən/
                       o  Meaning: Education that is fair and accessible to all students, regardless of their

                           background or circumstances.
                       o  Example sentence:

                           -  Equitable education ensures that every student has access to the same

                              opportunities and resources, regardless of their background.
                           -  Schools strive to provide equitable education by addressing disparities in

                              funding, facilities, and teaching quality.

                           -  Achieving equitable education is essential for promoting fairness and
                              ensuring that all students can succeed regardless of their circumstances.
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