Page 10 - 2022 Benefits Resource Guide
P. 10

Medical, vision & pharmacy benefits, cont.


                                                Mail order prescriptions
                                                The mail order program is another option for filling your maintenance
                                                medication prescriptions. The program provides a 90-day supply of the
                                                prescribed medication and mails it to your home address.

                                                To use the program, ask your physician to write a prescription for a
                                                90-day supply with refills (as appropriate) and to send it to Express
                                                Scripts. Otherwise, obtain a mail order form from Express-Scripts.com
                                                and follow the instructions for mailing your prescription and copayment
                                                to Express Scripts.

                                                Prescription medication tiers
                                                Express Scripts categorizes prescription medication as Tier 1 (Generic),
                                                Tier 2 (Preferred Brand), or Tier 3 (Non-preferred Brand). The cost of
                                                the medication is not a primary factor in its tier classification. A
                                                medication’s classification may change periodically. You can find up-to-
                                                date prescription medication tiers on Express-Scripts.com, by using
                                                the Express Scripts mobile app, or by contacting Express Scripts’
                                                customer service.

                                                Prescription copayments
                                                                    Smart90 Rx
                                            Network Pharmacy
                Benefit                                           (at Walgreens)     Non-Network Pharmacy
                                            Specialty Pharmacy
                                                                    Mail Order
                Supply Limitation                  30 Day             90 Day                  30 Day
                Tier 1 (Generic)                    $10                 $20         $10 + 20% of negotiated price

                Tier 2 (Preferred Brand)            $40                 $85         $40 + 20% of negotiated price
                Tier 3 (Non-preferred Brand)        $60                $125         $60 + 20% of negotiated price

                                                Generic vs. brand-name prescription medications
                                                When a medication is available in generic form (Tier 1), but your
                                                physician prescribes the brand-name medication (Tier-2 or Tier-3), you’ll
                                                be charged the generic copayment plus the difference in cost between
                                                the generic and brand-name medication.

                                                If you request a brand-name drug when the physician approves an
                                                available generic drug, you’ll be charged the brand copay plus the
                                                difference in cost between the prescribed brand-name medication and its
                                                generic (Tier-1) equivalent.





















                                                                                          Employee Benefits Guide   7
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