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Financial Protection Benefits
Short-Term Disability
Company paid short-term disability insurance replaces a portion of an employee’s income
(based on years of service) for the first 90 days of an absence due to illness or injury. Full
time employees become eligible on their 91st day of work and disability payments follow a 14
day waiting period.
Long-Term Disability
Company paid long-term disability insurance replaces 60% of base salary due to an illness or
injury that extends beyond 90 days for full time employees. New hires have the option to
purchase supplemental coverage that would replace an additional 15% of their base salary.
Life Insurance
Life and accidental death insurance is provided free to full-time employees. The benefit is
1.5X base salary up to a $750,000. Employees may purchase additional life insurance for
themselves and for their spouse, up to a $500,00 maximum. Employees may also purchase
child life insurance of $10,000 for children up to age 26.
Cancer Insurance
Employees can purchase AFLAC cancer insurance for themselves, their spouse and their
children up to age 26. AFLAC cancer insurance provides financial benefits in the event of a
cancer diagnosis and treatment.
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