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Other savings opportunities, cont.


                                                Pet Prescription savings
                                                If your pet needs a human medication, you may receive up to 75% off through
                                                the Inside Rx Pets program. Examples of conditions that may receive human
                                                medications are allergies, asthma, depression, and diabetes. Visit
                                                InsideRx.com to price medications, view participating pharmacies and to
                                                print an Rx savings card. You must take this card with you to the pharmacy to
                                                receive the discount.

                                                Identity theft protection
                                                Texas Mutual provides you with free credit bureau monitoring along with
                                                rapid credit alerts through ID Watchdog. This benefit can provide peace of
                                                mind and protection for your financial portfolio. A summary of the plan
                                                benefits is posted on the HR page of the intranet.
                                                The company-provided benefit includes coverage for one credit bureau. You
                                                have the option to buy-up your coverage to include family members and/or
                                                to increase your monitoring to three credit bureaus. The monthly rates for this
                                                protection appear below.

                                                 Employee only coverage      Employee and family coverage
                                                 1 bureau - Free             1 bureau - $7.00
                                                 3 bureaus - $2.00           3 bureaus - $11.00

                                                Property and casualty insurance
                                                You may receive discounted personal property and casualty insurance from
                                                Metropolitan Life Insurance Company and its affiliates. MetLife gives you
                                                access to various coverage plans that can help you protect your personal
                                                property, including:

                                                   ■    Auto | Boat | Recreational Vehicle | Fire | Home
                                                   ■    Rental | Excess Liability
                                                MetLife benefits include the following:

                                                   ■    Group rates for auto, home, rental, and other insurance coverage
                                                   ■    Superior service through the program’s customer service and claim
                                                      centers
                                                   ■    Convenient payment options through payroll deductions
                                                Call MetLife at (800) 438-6388 or go to metlife.com/mybenefits to do any of
                                                the following:
                                                   ■    Receive a quote on your insurance
                                                   ■    Enroll in the program
                                                   ■    Make changes to your coverage
                                                   ■    Report a claim
                                                On the website, enter Texas Mutual Insurance Company in the “Company
                                                Name” field, then select “Next” to begin.

                                                Savings with Nissan/Infiniti, Dell, and AT&T
                                                Texas Mutual has negotiated employee discounts on the purchase of Dell
                                                Computers and AT&T phone service. You are also eligible to participate in the
                                                Vehicle Purchase Program offered by Nissan/Infiniti. Complete details are
                                                available on the HR and IT pages of the intranet.


                                                                                          Employee Benefits Guide   15
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