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Other savings opportunities

                                            2nd MD second medical opinion service
                                            2nd MD is a free resource available to all medical plan participants. If you are
                                            dealing with a medical issue or if you are considering surgery, this resource
                                            allows you to receive a second medical opinion from world-class leading
                                            doctors. 2nd MD takes care of collecting your medical records and connecting
                                            you with the right doctor to review your health issue. This resource may lead
                                            you to a better medical outcome and help save you money. See the Key
                                            Contacts section for how to contact 2nd MD.

                                            AFLAC cancer insurance
                                            AFLAC insurance can help offset the financial burden that may occur with
                                            cancer diagnosis and treatment. This is an optional benefit and you pay the
                                            premium through a payroll deduction. Our Aflac cancer insurance includes
                                            reimbursement for an annual cancer wellness screening, financial benefits for
                                            a first cancer occurrence, certain treatments, and a daily hospital stay, as well
                                            as a specified disease benefit. Request an AFLAC brochure or refer to your
                                            AFLAC policy for benefit information, limitations, and restrictions.

                                            You can enroll in this benefit as a new hire during your first 31 days of
                                            employment, or as a current employee during open enrollment and in the
                                            event of a qualifying change in status. You may purchase a policy for yourself,
                                            your spouse, and your dependent children under age 26. Contact your
                                            Benefits Partner for enrollment information and/or to request enrollment
                                            changes.

                                            Robin Care cancer resource service
                                            Through our Robin Care benefit, you have a trusted advocate to navigate
                                            every step of the cancer journey. The personalized cancer support program
                                            gives you, your adult dependent, or you as a caregiver, 24/7 access to financial
                                            counseling, appointment preparation, review of medical bills, expert
                                            guidance and more to help you navigate challenging times. See the Key
                                            Contacts section for how to contact Robin Care.
                                            Pet insurance
                                            ASPCA offers pet insurance discounts for Texas Mutual employees. You can
                                            customize your plan’s coverage for preventive care, exam fees, diagnostics
                                            and treatment costs. Benefit highlights include:

                                                ■ You can keep your current vet.
                                                ■ Easy online enrollment process through ASPCA website.
                                                ■ Monthly, quarterly, and annual payment options available.
                                            You can enroll for this benefit at any time by visiting
                                            aspcapetinsurance.com/texasmutual.















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