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Contents




            Benefits eligibility .............................................2
                                                Full-time benefits eligibility ....................................................................................... 2
                                                Part-time benefits eligibility ...................................................................................... 2
                                                Dependent eligibility verification ............................................................................ 3
                                                Changing your pre-tax elections ............................................................................. 3
                                                Changing your post-tax elections ........................................................................... 3
                                                When benefit coverage begins ................................................................................ 4

            Medical, vision & pharmacy benefits ........5
                                                Medical benefits summary ........................................................................................ 5
                                                Vision benefits summary ............................................................................................ 6
                                                Pharmacy benefits summary .................................................................................... 6
                                                How to fill prescriptions for maintenance medications .................................. 6
                                                How to fill prescriptions that are not maintenance medications ................ 6
                                                Mail order prescriptions .............................................................................................. 7
                                                Prescription medication tiers .................................................................................... 7
                                                Prescription copayments ............................................................................................ 7
                                                Medical premiums for full-time employees ......................................................... 8
                                                Spousal premium surcharge ..................................................................................... 8


            Wellness program & incentives ...................8
                                                LiveWell at TXM .............................................................................................................. 8
                                                LiveWell premium incentive ...................................................................................... 8
                                                Tobacco-free incentive ................................................................................................ 9

            Dental benefits ..................................................9
                                                Dental benefits summary ........................................................................................... 9
                                                Dental plan premiums for full-time employees  ................................................ 9


            Section 125 plan and
            flexible spending accounts ........................ 10
                                                Benefit premiums under section 125  ..................................................................10
                                                Health care flexible spending account ................................................................10
                                                Dependent care flexible spending account ......................................................10
                                                FSA rules and regulations .........................................................................................11
                                                Using your FSA account and reimbursements .................................................11

            Employee counseling &
            assistance program ....................................... 12
                                                Counseling services ....................................................................................................12
                                                SupportLinc referrals and consultation ...............................................................12
                                                Contact SupportLinc ..................................................................................................12


            Life insurance .................................................. 13
                                                Company-paid group life insurance .....................................................................13
                                                Supplemental term life insurance  ........................................................................13
                                                Dependent term life insurance ..............................................................................13
                                                Life insurance beneficiary ........................................................................................13




            ii    Employee Benefits Guide
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