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Texas Mutual Insurance Company (“the company”) offers you a
comprehensive benefits and compensation package. The
benefits package is designed to insure you from financial risks
that can occur because of large medical expenses, disability, or
death. The benefits package also allows you to buy optional
types of coverage that meet your personal needs, including
supplemental term life insurance, supplemental individual
disability insurance, cancer insurance, supplemental identity
theft protection, and pet insurance.

Texas Mutual encourages overall wellness and illness prevention
through its benefits programs, much in the same way it
promotes safety with its policyholders. The LiveWell wellness
program is structured to help and encourage you and your
covered dependents lead a healthy lifestyle by identifying
potential health risks and providing resources to reduce the risk.

Texas Mutual reserves the right to amend or terminate any of the
plans offered without prior notice to you. This Employee Benefits
Guide is a summary, and any discrepancies between the Benefits
Guide and the plan documents will be governed by the plan
documents.

Additional information about the benefits can be found in the
Summary Plan Descriptions posted on the intranet.

WORKERS’ COMPENSATION INSURANCE

WORK S AFE, TEXA S SM

Employee Benefits Guide 1