Page 20 - Life Insurance Today April 2018

Policy Term = opted policy expiry applicable from the date of
age less Entry Age. commencement or reinstatement of
Sum Insured Minimum: Rs. 10 Lakhs Maximum: cover whichever is later. For
Rs. 50 Lakhs reinstatement cases, Waiting Period
Please note that the Sum Insured is only applicable if reinstatement
can be chosen only in intervals of happens post 90 days of date of last
Rs. 5 Lakhs. unpaid premium i.e. if the policy is
revived within 90 days from date of
The product offers an inbuilt-
last unpaid premium than no
indexation benefit, where in the
Waiting Period is applicable. If Life
Sum Insured under the product
Insured is diagnosed with CiS or
increases by 10% (simple rate) on
Early Stage Cancer or Major Stage
each policy anniversary till the time
Cancer or dies during the Waiting
no claim has been admitted in the
Period, then no benefit is payable
past; up to a maximum of 150% of
apart from refund of 100% of the
the Basic Sum Insured at the start premium paid since the date of
of the Policy.
commencement or reinstatement of
Maximum Sum Insured under this
policy (as the case may be)
plan will be Rs. 75 Lakhs after
excluding all applicable taxes, cesses
allowing in built indexation benefit
and levies asimposed by the
(subject to no claim during Government along with any other
indexation period). cess and late fee and / or interest
Waiting Period 180 Days waiting period is payment paid on reinstatement.
Corporate Insurance Management - A Primer

Handy Reference book for Insurance Professionals

This book covers various aspects of fundamentals of Insurance, Insurance of Assets, Business
Interruption Insurance and the art of Insurance Management in Corporate Enterprises.
Mr. Sanjiv Achut Shanbhag, a general insurance professional having vast experience of more
than 40 years in the insurance industry, ventured to prepare a concise primer as a handy reference
guide for Corporate Insurance Managers. He has meticulously penned his rich experience in form
of this book.
Price:
India - Rs.500 + Rs.60 courier charges. Outside India - US $ 30 including delivery charge.

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VVK Road Branch, Kolkata, India, IFSC Code: BKID0004021 and send us copy of Pay in slip by email at insurance.kolkata@gmail.com.
3. Deposit cheque in our bank account in your city and send us copy of Pay in slip by email.
4. Make online payment at our website www.sashipublications.com.
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For any query please contact
Sashi Publications, C/o The Insurance Times, 25/1, Baranashi Ghosh Street, Near Girish Park, Kolkata – 700007
Phone: 033-40078428 /429 / 22184184 / 22696035, Portal: www.bimabazaar.com, Website: www.sashipublications.com

20 April 2018 Life Insurance Today