Page 53 - Group Insurance and Retirement Benefit IC 83 E- Book

(iv) The Police Pensions Act, 1948, and Police Pensions Regulations, 1948, superseded

the 1921 and 1926 Acts. The scale of ordinary pensions was unaffected; but the former
special pensions disappeared, being replaced by a scale of ' standard amounts ' applicable

in the event of retirement on account of permanent disablement resulting from an injury
received by a policeman in the execution of his duty without his own default. These '

standard amounts ', by reference to length of service, are subdivided as between total and
partial disablement as under the 1921 Act. From the 'standard amount' must be deducted

any benefits under the National Insurance (Industrial Injuries) Act, 1946, and any

sickness benefit, so long as this is paid continuously from the date of retirement, under
the National Insurance Act, 1946. Widows' and children's ordinary and special benefits

are again prescribed.

Contributions are payable at the rate of 5 % of pensionable pay less 1s.2d. a week under a
National Insurance modification (the abatement being optional in the case of serving

policemen in 1948). Reckon ability of service and financial arrangements are generally as
under the 1921-26 Acts.

(v) The Police Pensions Regulations, 1949 (issued following the adoption of the Oaksey
report), are generally similar to the preceding, except that benefits are calculated on a

three-year average basis instead of by reference to final pay as hitherto. These

Regulations supersede those of 1948 except in the case of existing policemen who elect
otherwise; such election excludes the operation of the increased (Oaksey) rates of pay.

The Development of Public Superannuation Schemes

Firemen
(i) The Fire Brigade Pensions Acts, 1925 and 1929, were generally similar to the Police

scheme of 1921, except that the maximum ordinary pension was secured only after 35

years' service; the scale, again based on 'sixtieths', was at the rate of one per year of
service up to 30 years, and two thereafter up to the maximum of two-thirds. The special

pensions in the main followed the police scheme, i.e. reached their maximum after 30

years.
The financial basis, however, differed completely from that of the police scheme. An

authority employing ten or more whole-time permanent firemen was required to establish