Page 52 - Banking Finance JANUARY 2017
P. 52
UPDATES
New India Floater Mediclaim Policy
We have designed a new Policy called New India Floater AYUSH treatment covered to the extent of 25% of Sum
Mediclaim Policy for covering family members in single Sum Insured.
Insured.Upto 6 members can be covered in the Policy
Pre-existing Diseases are covered after a waiting period
together. of 4 years.
This Policy is available to persons from 18 years to 65 years Exclusions
of age. Persons beyond 65 years can continue their Insurance
Diseases contracted within 30 days of Insurance.
provided they renew theirPolicy without any break.Children
can be covered from 3 months to 25 years, if financially Dental treatment except arising out of Accident.
dependent on Parents. The age limit does not apply on Debility and General Run down Conditions.
"Mentally Challenged Children" and an "Unmarried
Sexually transmitted diseases and HIV (AIDS).
Daughter".
Circumcision, Cosmetic surgery, Plastic surgery unless
Sum Insured: required to treat Injury or Illness.
Sum Insured of Rs. 2 lakhs, Rs. 3 lakhs, Rs. 5 lakhs and Rs. 8 Vaccination and Inoculation.
lakhs are available. Maternity Expenses.
War, Act of foreign enemy, ionizing radiation and
Premium: nuclear weapon.
Eldest member will be considered as Primary Member and
Treatment outside India.
the Premium will be taken from Primary Member table. All
other Member will be considered as Additional members NaturopathyTreatment.
and the Premium will be taken from Additional Member Domiciliary Hospitalisation.
table.
Unproven / Experimental Treatment.
Premium will be based on Sum Insured and Zone chosen by
Genetic disorders and stem cell implantation/Surgery.
the Proposer and Age of the members.
Acupressure, acupuncture, magnetic therapies.
Policy Cover All external equipment such as contact lenses, cochlear
Hospitalisation expenses for the treatment of Illness or implants etc.
Injury. Any kind of Service charges, Surcharges, Luxury Tax
and similar charges levied by the Hospital.
Pre-Hospitalisation expenses for upto 30 days and Post-
Hospitalisation expenses for upto60 days.
Special features of the Policy:
More than 74 Day-care treatments covered.
Income Tax Benefit under Section 80D of IT Act.
Hospital Cash at the rate of 0.1% of Sum Insured per
Free Look Period
day of Hospitalisation, max upto 1% for Any One Illness.
Critical Care Benefit of 10% over and above the Sum How to avail claim
Insured, if Insured is diagnosed with a Critical Illness. Claims are administered through Third Party Administrators
A New Born Baby is covered from date of birth till expiry (TPA) whose contact particulars appear on the policy
of the Policy without any additional Premium. document. Insured can opt for cashless or reimbursement
facility for their claims.
Ambulance Charges for shifting the Insured from
residence to Hospital or from one Hospital to another For more details please contact our nearest Office.For any
Hospital. Query on this policy mail us at:health.ho@newindia.co.in
52 | 2017 | JANUARY | BANKING FINANCE
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