Page 26 - Insurance Times October 2023
P. 26

to others,  so  contributory  negligence requires  the  Pedestrian's Negligence
            foreseeability of harm to oneself. A person is guilty of  In Capman v Hearse [1969] 3 All ER 1528, the plaintiff, a
            contributory negligence if he ought reasonably to have  pedestrian had been struck by the defendant's car while
            foreseen that, if he did not act as a reasonable, prudent  crossing the road. The plaintiff had negligently failed to see
            man, he might be hurt himself; and in his reckonings he
                                                              the defendant's car approaching. The defendant had a clear
            must take into account the possibility of others being  view of the plaintiff prior to the collision, but was driving at
            careless."
                                                              an excessive speed or failing to keep a proper look-out or
                                                              both. The judge found that the plaintiff was 25% to blame.
         In this case the plaintiff was riding on the tow bar at the  On  appeal,  the  Court  of  Appeal  increased  that
         back of a traxcavator when another vehicle hit it from
                                                              apportionment  to  50%. On appeal  to House  of  Lords
         behind, causing injury to the plaintiff. The plaintiff's damages
                                                              restored the finding of the lower court of 25% contributory
         were  reduced  proportionately  to  his  contributory  negligence.
         negligence.
                                                              In Eagle v Chambers: CA 24 JUL 2003, the claimant was
         Standard of care not uniform                         severely injured when run down by the defendant driving
         In considering whether the claimant was contributorily  his car. She was in Blackpool, and drunk and wandering in
         negligent, the test is basically an objective one, although  the highway. The defendant was himself at or near the drink
         subjective factors are taken into account in case of children  driving limit. She appealed against a finding that she was
         and persons under a disability or dilemma.           60% to blame.

         In Gough v Thorne [1966] 1 WLR 1387, the plaintiff was aged  It was held that courts have consistently required drivers to
         13 years. A lorry driver signalled to her to cross the road.  recognise that they control dangerous machinery. It would
         She did so without stopping to see if the road was clear. She  be rare for a driver not to have greater responsibility than
         was run over by a car travelling at excessive speed and  a pedestrian for injury. In this case the claimant would be
         overtaking on the wrong side. It was held that the plaintiff  held 40% responsible.
         was not guilty of contributory negligence. If she had been
         an adult the position would have been different. Lord  Lady Justice Hale said: 'The potential 'destructive disparity'
         Denning stated:                                      between the parties can readily be taken into account as
            "A very young child cannot be guilty of contributory  an aspect of blameworthiness' and 'It is rare indeed for a
            negligence. An older child may be; but it depends on the  pedestrian to be found more responsible than a driver unless
            circumstances. A judge should only find a child guilty of  the pedestrian has suddenly moved into the path of an
            contributory negligence if he or she is of such an age as  oncoming vehicle. That is not this case. The Court has
            reasonably to be expected to take precautions for his or  consistently imposed upon the drivers of cars a high burden
            her own safety; and then he or she is only to be found  to reflect the fact that the car is potentially a dangerous
            guilty if blame should be attached to him or her.”  weapon'.

                                                              Helmet Defense

                                                              In O'Connell v Jackson_ [1971] 3 All ER 129, the plaintiff
                                                              sought damages after an accident. The defendant car driver
                                                              had negligently moved into the path of the plaintiff motor
                                                              cyclist who was injured. The defendant argued that the
                                                              plaintiff was contributorily negligent in not wearing a crash
                                                              helmet. It was held that once the court had established that
                                                              the plaintiff was contibutorily negligent, it then had to allow
                                                              both for the extent of his responsibility for the injury and
                                                              the blameworthiness of his conduct in comparison to that
                                                              of the defendant in order to assess the proper reduction in
                                                              damages. It was held that the plaintiff was not guilty of
                                                              contributory negligence because although wearing a helmet
                                                              would have reduced the gravity of his injuries, his conduct

                                                                        The Insurance Times  October 2023  25
   21   22   23   24   25   26   27   28   29   30   31