Page 34 - Banking Finance December 2017

ARTICLE

Transactions: This option is used to check transaction Y Name of the PAYEE is fetched from the Bank CBS.
history, UPI collect requests, approve and reject. You can Customer enters the amount and remarks for the
raise complaint for the declined transactions by clicking on transaction and clicks on PAY
report issued in transactions Y Customer can also check the details of the
transaction from the dropdown in the UPI PIN
Profile: Using this option one can view the static QR code
and payment addresses created. One can share the QR code entry page.UPI PIN entry page opens where
through various messenger applications like whatsApp, Email customer enters his UPI PIN
etc available on phone and can also download the QR code. Y Confirmation of money sent is shown to the
customer
Bank account: This option is used to see the bank account
Y Customer gets a notification for the success of the
linked with BHIM App and its PIN status. One can set /
change UPI PIN. One can also change the bank account transaction from the App.
linked with BHIM App by clicking change account provided
in Menu. One can check balance of linked Bank Account by 3. How to send money using Mobile Number:
clicking" REQUEST BALANCE". Y Customer opens the app on his\ her Smartphone
and enters the app login pass code
1. How one can access BHIM: First time user Y Select Send Money Option
Y Download and Install BHIM app from Google Play store Y Customer initiates and send request
Y Select your preferred language Y Customer enters the mobile number and clicks on
Y Select SIM which has mobile number that is verify to check the name of the payee
registered with bank CBS
Y Name of the PAYEE is fetched, if user is registered
Y Login by setting a 4 digit application password on*99# / BHIM. Customer enters the amount and
Y Link your bank accounts using bank account option remarks for the transaction and clicks on PAY
Y Set your UPI PIN by providing last 6 digit of debit Y Customer can also check the details of the
card and expiry date of debit card transaction from the dropdown in the UPI PIN
Y Visit profile option and set virtual payment address entry page
(VPA)s Y UPI PIN entry page opens where customer enters
Y Two virtual payment address are allowed per user his UPI PIN
Y First starts from mobile number like mobno@upi Y Confirmation of money sent is shown to the
Y Second one can create as per their choice customer
name@upi Y Customer gets a notification for the success of the
Y So one can set any virtual address as a primary transaction from the APP
virtual payment address
4. How to send money using Account No &
Y QR code feature is available by using scan and pay
address, Account number + IFSC, Scan and pay IFSC:
option Y Customer opens the app on his/her Smartphone and
enters the app login passcode
2. How to send Money on BHIM: Using Virtual
Y Select Sent Money Option
payment address (VPA)
Y Customer select the option present on top right
Y Customer opens the app on his / her Smartphone corner to pay through account no & IFSC
and enters the app login passcode.
Y Customer enters the Account No & IFSC & clicks on
Y Select send money option verify to check the name of the payee
Y Customer initiates a SEND request
Y Name of the PAYEE is fetched from the Bank CBS.
Y Customer enters the virtual payment address and Customer enters the amount and remarks for the
clicks on verify to check the name of the payee transaction and Clicks on PAY

34 | 2017 | DECEMBER | BANKING FINANCE

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