Page 3 - Life Insurance Today FEBRUARY 2016
P. 3

Vol. XI No. 11 February 2016

Editor-in-Chief                          ISSN - 0973-4813                                                                                                                                          Editorial

Ram Gopal Agarwala                       Editor                                                                                                                                                India is a vast populated country which has the
B.Com., L.L.B., F.C.A.                                                                                                                                                                         potential of Life Insurance to a great extent. Still
                                                                                                                                                                                               large population is either uninsured or
Editor Ram Gopal Agarwala, B.Com., L.L.B., F.C.A.                                                                                                                                              underinsured. Being underinsured does not
                                                                                                                                                                                               properly serve the purpose of life insurance as
Dr Rakesh Agarwal Associate Editor                                                                                                                                                             once the claim occurs the objective of life
M.Com. (BIM), L.L.DBr.., Rakesh Agarwala                                                                                                                                                       insurance is not fulfilled.
F.I.I.I., P.G.J.M.C., MM.B.C.Aom. F. .(CBI.MA)., PLh..LD.B.,
                                                                                                                                                                                               The rampant misselling is damaging the core of
Associate EdFit.Io.Ir.I., P.G.J.M.C., M.B.A. A.C.A. Ph.D                                                                                                                                       the life insurance business, the trust factor
                                                                                                                                                                                               between the insurer and the insured. Since there
SMh.yCaomm.A(BgIaMrw),aAl .C.A.R,SeF..sCI.ihId.aIe.t,tnoPrta.GjE,.PdJ.uiMtnoe.Cr.                                                                                                              is no immediate return in life insurance insured
Resident Editor Dr. B. K. Jha, Sultanpur                                                                                                                                                       must be assured that he will get the money at the
Dr. Abhijeet K. Chattoraj, Navi Mumbai / Pune                                                                                                                                                  time of distress.

Dr. B. K. Jha, SultanpRuer gistered Office                                                                                                                                                     Govt should avoid subsidy and try to give coverage
K. L. Madhok, New25,DBealhrai nashi Ghosh Street,                                                                                                                                              to population under micro insurance system for
Shaik Gulam Afzal BKiyoalkBaatani-, 7S0a0ud0i0A7,raInbdiaia                                                                                                                                    health Insurance as well as life insurance for a
                                                                                                                                                                                               minimum sum of insurance.
B. K. TulPi,hNonewe :D03el3h-i2269 6035/ 3294 3723/ 4007 8428
                                                                                                                                                                                               Life Insurance coverage should be propagated like
R. Venugopal, BEFa-mnagxaai:llo9: r1ien-3su3r-a2n2c7e3@66b1im2/a4b0a0za7a8r.4c2o9m                                                                                                             'Swach Bharat Abhiyan' for masses and the
Registered OffiWceebsite : www.bimabazaar.com                                                                                                                                                  coverage should be affordable for everyone. Govt.
25, Baranashi Ghosh Street, Kolkata - 700 007, India                                                                                                                                           should ensure that each one is insured and person
Phone : 033-2269 6C03u5s/ t3o2m94e3r7H23e/lp40L07in8e428                                                                                                                                       who is not insured should not be given any govt.
                                                                                                                                                                                               benefit in any manner.
Fax : 91-3F3o-r2n2o7n3r6e6ce1i2pts/any other query please contact
                                                                                                                                                                                               LIC the national insurers are the wealthiest
E-mail : info@sEa-smhaipilu:brleicsaptoionnses.@cobmimabazaar.com                                                                                                                              insurers of the world which has the claim
Website : www.sPahsohnipeu:b0li3c3a-t4io0n0s7.8c4o2m8, 40078429                                                                                                                                settlement record of nearly 99%. LIC is getting
Portl: www.bFimaxab: aFzaaxar:.c9o1m-33-2273 6612/ 4007 8429                                                                                                                                   tough competition from private players and it
                                                                                                                                                                                               should manage its resources meticulously to
CFEPho-umorsnanteoiolmn:: 0ner3eorc3nHe-r4eiepc0lte0psi/7pOaLtn8@vPiy3enrb7ireMonsi8mttaehal/alecrb2srehia2azqaz1eun:a8ea:2ircr244.yac7.15ol.8p5mx4Dlex1ea28stae1.5.i5lccsomcnmstasc.t         maintain the LmIaFrEketINshSaUreR. ANCE TODAY 3
Fax : 91-33-2273 66R1a2te of Subscription
                                         Amount You By                                                                                                                                  Sur-
Mechanical Details                                                                                                                                                                      prise
                                                 Pay Regd.

Oversall size : 27.5 x 21.5 cms.                              Post gift

Print areSach: e2m4e.5 x 18P.e5ricomd s

         LIT - 1    1 Year               400 400 700 ----
         LIT - 3   Ra3teYeoafrsSubsc1r2i0p0tion1000 1900 ----

         LIT - 5    5 YeAarms ount200Y0ou 1B60y0Reg3d1.00SurpYriesse

         Bulk Subscription               Pay Post                                                                                                                                       gift

Scheme LIT - 10 coPpieersio1dYear        4000 3200 Free Yes

LIT - 1LIT - 25 co1pieYsea1rYear 540100005007500 800Free --Y--es

LIT - 3           3 YearSs ing1l,e62C0opy1,3R0s0. 325,/-200                                                                                                                             ----
LIT - 5           5 Years 2,700 2,100 3,600                                                                                                                                             Yes

Bulk Subscription
        1250IANllccSootUhppReiieeApssNa11CymEYYeTeenOaatrrDmA1uY35sp,,t5a4by00ea00bmle1a0a4dt,,e1K32o2bl50kyatDaD,FFInrreefdaeeivao. uringYYeeLssIFE
LIT  -
LIT  -

         PanleyapseerdsoonnSorteinmpgraelkseeenaCtnionypgcyaLsIFh`Epa4INy5mS/-eUnRt AfoNr CjoEurTnOalD/bAoYokasntdo
All the wpeayshmaellnntotmbeursetspboensmibaledfeorbthye DcaDsh fpaavyomuernitnsg. LIFE

INSURATNheCEcoTnOteDnAtsYopf aythaisblejoautrnKalolakraeta,coInpdyriiag.ht of LIFE
Please dIoNSnUotRmANakCeE aTnOyDcAaYshwhpoasyempeenrtmfiossriojonuisrnnael/cbeososkarsytfoor
any persroepnrordeupcrteiosnenintinwghoLleIFoEr inINpaSrUt.RTAheNvCieEwsTeOxDprAeYsseadndby
we shallconnottribbuetorressporonresvibielweefrosrinththeiscjaosuhrnpaal ydomneonttsn.ecessarily
The conretfelenctts thoef opthiniisonjoofurLnIFaEl IaNrSeURcAopNyCrEigThOtDAoYf aLndIFtEhe
INSURAjoNuCrnEal TcaOnDnAotYbewhheolsderepsepromnsisibslieonforisthneemc.eAslsladriyspfuoters

reproducstuiobnjecitntowKhoolklaetaojrurisndipcatiortn. oTnhlye. views expressed by

contributPourbslisohrerdevbiyeSwuesrhsiliKnutmhiasr Ajoguarrnwaallad,o& nPotrinnteecdebsysaJrailnyta
reflect thPerinotpiningioWn oorfksLIFaEt I2N5,SUBRaAraNnCasEhTi OGDhAoYshanSdtrteheet,
journal cKaonlkantoat-7b0e0 0h0e7ld. responsible for them. All disputes
subject to Kolkata jurisdiction only.

Published by Sushil Kumar Agarwala, & Printed by Janta

Printing Works at 25, Baranashi Ghosh Street, Kolkata-7.

Life Insurance Today                                                                                                                                                                           February 2016                                         3

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