Page 235 - Fire Insurance Ebook IC 57

The Insurance Times

The classic definition of proximate clause is
(i) The active efficient cause.
(i) That sets in motion a train of events.
(iii) Which brings about a result.
(iv) Without the intervention of any force started and

working actively from a new and independent
source.

Every event is the effect of a cause. The cause itself
may be the effect of some other causes preceding
it.

In fact, there may be a succession of causes and effects
but the law does not look into the several causes of
events of the past. It selects the most dominant, effective
and proximate cause and eliminates all other remote
causes.

Therefore if the loss is attributed to the insured peril

as direct and unavoidable result of the insured peril,

the insurer is liable for the loss, whereas if the loss

is direct and inevitable result of some other even

Website: www.bimabazaar.com Call: 033-22184184 / 40078428 248

Copyright@ The Insurance Times. 09883398055 / 09883380339