Page 124 - Motor Insurance Ebook IC 72
P. 124

The Insurance Times

              to the nearest repairers and of redelivery to the
              insured but not exceeding in all Rs. 1,500/- in respect
              of any accident.

         Authorization for Repair - The insured may authorize
         repairs necessitated by damage covered under the policy,
         provided that :
         (a) the estimated cost of such repairs does not exceed

              Rs. 500/-

         (b) the insurer is furnished forthwith a detailed estimate
              of the cost, and

         (c) the insured gives the insurer every assistance to
              see that such repair is necessary and the charge
              reasonable.

         Exclusions under Section I - The insured will not be
         liable to make any payment for the following:
         (a) Consequential loss, depreciation, wear and tear,

              mechanical or electrical breakdown, failures and
              breakage.

         (b) Damage to tyres unless the motor car is damaged
              at the same time when the liability of the insurer is
              limited to 50% of the cost of replacement.

         (c) any accidental loss or damage suffered whilst the

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