Page 128 - Motor Insurance Ebook IC 72

The Insurance Times

observe, fulfill and be subject to the terms,
exceptions and conditions of the policy in so far as
they can apply.

Limits of Liability
Under Section- II- 1 (i) - As per Motor Vehicles Act,
1988 (The Act provides for unlimited liability in respect
of third party death or bodily injury).

Under Section- II- 1 (ii) Rs. 6,000/- in respect of any
one claim or series of claims arising out of one event.
For third party property damage the limit provided is
that required by the Act. The tariff however provides
for increased limits up to unlimited liability for T.P.
property damage, on

Q 14. What are the general exclusions under Private

Ans: Car Policy?
According to these exceptions the Insurer shall not
be liable in respect of the following:
1. When the vehicle is used in breach of "Limitations

as to use."

2. In contravention of "Drivers Clause"

3. Contractual liability claims

4. Liability to employees other than those connected
with the operations (of the vehicle. (for employees

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