Page 127 - Motor Insurance Ebook IC 72

Guide for Motor Insurance

of Private Car Policy B - This Section provides the
following coverage:
1. Liability to Third Party - This section provides
indemnity to the insured in the event of accident caused
by or arising out of the use of the motor car against
all sums, including legally liable to pay in respect of
(i) death or bodily injury to any person, including

occupants carried in the motor car, provided such
occupants are not carried for hire or reward.

This does not cover the employees of the insured
as the risk falls under the Workmen's Compensation
insurance policy. However, as required by the Motor
Vehicles Act, workmen's compensation liability
towards a paid driver is covered under this section.

(ii) Damage to property other than property belonging
to the insured or held in trust or in the custody or
control of the insured.

2. Legal costs and expenses - The insurer will also pay
all legal costs and expenses incurred with its written consent.

3. Indemnity to driver - The indemnity under this
Section is available to any driver who is driving
the motor car or with his permission, provided that
such driver shall as though he were the insured

Sashi Publications - www.sashipublications.com 127

Copyright@ The Insurance Times. 09883398055 / 09883380339