Page 123 - Motor Insurance Ebook IC 72

Guide for Motor Insurance

2. Proof of title of the vehicle
3. Original Policy.

Q 11. Describe the cover offered by Section I of Private
Car Policy B and exclusions applicable to this
section.

Ans. Risks Covered under Section I

Private Car Policy B - This section is also known as
'Own Damage' Section. It provides indemnity to the
Insured against loss or damage to the insured Motor
Car and/or its accessories whilst thereon:
a) by fire, explosion, self-ignition or lightening;
b) by burglary, housebreaking or theft;
c) by riot and strike;
d) by earthquake (fire and shock damage);
e) by flood, typhoon, hurricane, storm, tempest,

inundation, cyclone, hailstorm, frost;
f) by accidental external means;
g) by malicious act;
h) by terrorist activity;
i) whilst in transit by road, rail, inland waterway, lift,

elevator or air;
j) by landslide / rockslide. Protection and Removal

Costs - If the motor car is disabled by reason of
loss or damage covered under the policy, the insurer
will bear reasonable cost of protection and removal

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