Page 334 - Motor Insurance Ebook IC 72
P. 334
The Insurance Times
The data required is very comprehensive. It captures
most of the details available in the proposal. It is
however identity neutral as it does not require the name
or address of the proposer.
All possible additional covers are also recorded
individually as well as the discounts opted.
Q. 6. Describe in detail the "Claims Data" , "Output
Ans. Data and Input data."
Claims Data: General
Vehicle detail-in addition to what is required for
underwriting, the permit & fitness details, load carried,
Driver details: driver, age, education level, experience
of driving, endorsements if any.
Accidents details- location area type of road e.g.
city, national highway, state highway, village, hilly etc.
Surveyors appointed-spot, final reinsertion.
Investigators appointed if any
Provisions for unpaid claims and reasons for being
unpaid.
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