Page 438 - Motor Insurance Ebook IC 72
P. 438
The Insurance Times
10. A private car collided with a truck 12
ahead Repairs estimate were submitted
to the insurers. They appointed a
surveyor who provisionally estimated the
loss as under.
a) Damage to front side : Rs. 50,000/-
b) Damage to rear side : Rs. 10,000/-
c) Damage to left door : Rs. 5,000/-
d) Loss of two tyres : Rs. 6,000/-
Calculate insurance liability under the terms and conditions
of private car package policy, before deduction of an excess.
Ans: a) Damage to front side 50,000
b) Damage to rear side 10,000
c) Damage to left door 5,000
d) Loss of two tyres 3,000
(6,000 x 50%)
68,000
Note : No deduction has been made for depreciation
assuming that car is less than 6 months old.
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