Page 37 - Banking Finance December 2018
P. 37

A

                                                                .   e   st a oid  sin   nsec red or p   ic  i  i as these
                                                                   are eas  tar ets for identit  theft.
                                                               7.  Ban   a  a s  p t  transaction  a ert  for  an   on ine
                                                                   transaction or   M  ithdra a  the  o ent it ta es
                                                                   p ace. Re e  er to  pdate the  o i e contact n   er
                                                                   in case of an  chan e.
                                                                .   o  o t proper   fro  socia   edia sites and other on ine
                                                                   acco nts to ens re data sec rit .
                                                                .    oid storin  confidentia  pass ords on  o i e phones
                                                                   as these can  e  sed    fra dsters.
                                                                 .  eep chan in   o r pass ords fro  ti e to ti e to
                                                                   red ce the pro a i it  of theft.

                                                                 .  se this  irt a  prepaid card if  o  are not a fre  ent
                                                                   shopper  as it e pires after a da  or    ho rs.


                                                                   ommon  n  o   in  pr v ntiv  m  sur s
                no n and esta  ished sites are a  a s preferred for e
               shoppin .  hoppin  sho  d  e done on   on those that   o e additiona  preca tions  e can ta e to ens re o r
               are  ec re  oc ets  a er       certified.  hose can  card s safet
                e  identified thro  h the  oc  s   o   ne t to  the   .   e er re ea   o r          or pass ord to an one.
                ro ser s  R   o .  refer the  e site that  ses the  Ma e s re not to respond to e  ai    M  that as  for
                https  protoco  instead of  http    here s  stands for  cr cia  persona  or card re ated infor ation.  o  an
                sec re .  o not c ic  on options that pro pt to sa e  is a thori ed to see  card re ated infor ation fro
               the card detai s on an  site.  o protect the pri ac  of  c sto ers on  ai  or thro  h phone.
               on ine  transactions    se sec re code for  pa  ent  2.  Re   ar   chec   an  or credit card state ents so that
                erification.                                        o  can detect an   na thori ed transaction thro  h
           2.   or a      an s dep o    M net or  sec rit   eas res  identit  theft and a ert the  an  i  ediate  .
               and  pdate the anti ir s soft are on re   ar  asis.  e
                                                                .   t shops or petro  p  ps   here      achines are
               can safe  ard  transactions     insta  in   anti  ir s
                                                                    sed   a e s re that the card is not ta en    the
               soft are in o r co p ter and   artphone to  eep o t
                                                                   sa esperson to a re ote  ocation  here  o  cannot see
                a  are.
                                                                   it as the card infor ation can  e easi   copied and
            .   e can a so insta   identit  theft detection apps on o r  sto en.
               s art phone fro  an officia  apps store.  e can a so   .   ns re that  o  ne er si n a   an  receipt  and  ar
               insta   soft are on o r   artphone that ena  es  s to
                                                                   thro  h an    an   ines or spaces  efore si nin  so that
                ipe o t entire data re ote   in case the  o i e is  ost.
                                                                   no od  can add an additiona  a o nt.
            .   se  of  de it  card  for    shoppin   is    ch   ore
               dan ero s  than  credit  card.   f  the  de it  card  is      ss or    n   m nt
               co pro ised  the entire cash in the  an  acco nt can   ass ords ha e  eco e   i  ito s in this di ita   or d.
                e  iped a a  instant  . B t in credit card as pro ision   tartin  fro  socia   edia profi es to  an  acco nts and e
               of  race period is there for pa  ent  on co p ain  the  co  erce sites e er  here re  ires a pass ord. Mana in
               in esti ation can nai  the fra d.               and   eepin   those  pass ords  sec re  fro   hac ers  is
                                                               essentia .
            .       is   er  i portant  hi e shoppin   on forei n
                e sites  here the     is the on   point of  erification.
                t is ad ised to  se a  irt a   e  oard to a oid  e stro e  reate a stron  pass or
                o  in .  hen  e enter the     on the site  it sho  d   .  Mi in  certain characters              etc.  in p ace of
                e  as ed    asteris s.                              etters or n   ers create a stron  pass ord.

             B            CE |                                                            DECEMBER | 201  |
   32   33   34   35   36   37   38   39   40   41   42