Page 38 - Banking Finance December 2018
P. 38

A

           2.  Mini    of  ei ht characters in   pass ord   ith a      e era  pass ord  ana e ent pro ra s ha e
               co  ination of  o ercase   ppercase  etters   n   ers  co e to  ar et in recent  ears. Man  of  hich
               and specia  characters is  ood                         offer hi h   a it  pass ord  ana e ent feat res.
                                                                       ass ords can a so  e  pdated fro  the soft are
            .   n s a  co  inations are the  est.  or instance  pic  a
                                                                       hich can  enerate and sa e sec re pass ords on
               fa orite   ric and  se the  e innin   etters fro  each
                                                                      o r  eha f.
                ord.  r  choosin  a co  ination  ith a pne  onic
               de ice for re e  rance.
                                                                 tion point after  ein   heate
            .  Rando   etters on a  e  oard can  e se ected for  etter
                                                                n case of card identit  theft or a fra d  ent off ine or on ine
               protection.  Beca se  this   i     e   er   diffic  t  to
               re e  er.                                       transaction
                                                                   Report the  oss i  ediate   to card pro ider  an  and
            .   se  different  pass ords  for  different  de ices
                                                                    et the card   oc ed.
               app ications  on ine acco nts and s ste s
                                                                   Ma e s re that  o  ha e the c sto er care n   er of
            .   e er  se persona  infor ation in  pass ord that can
                                                                   the card pro ider  an .
                e easi      essed  s ch as  irthda s or pets  na es
                                                                    fter card   oc in  te ephonica    fo  o  it  p  ith a
           7.   han e pass ord re   ar  .  e er repeat the sa e set
                                                                    etter or e  ai .
               of  ords.
                                                                    t is a so ad isa  e to  od e an   R at the ear iest at
            .  Rep ace the  ea  or d p icate pass ords  ith stron er
                                                                   nearest po ice station
                ni  e pass ords
                                                                    f the  an  does not respond  ithin a  ee   approach
            .   eep the pass ord sec re
                                                                   the noda  officer of the concern  an .
             .  e er  rite pass ords on s ips of paper or in a notepad.
                                                                    f there is no positi e response fro  the  an   ithin
                hose can easi    e  ost in a p   ic p ace and can  e
                                                                   da s  contact the  an in  o   ds an appointed    the
               sto en.
                                                                   RB
             .  ith so  an  pass ords and  o in co  inations  it is
                                                                    f there is f rther an  pro  e   approach the co rt of
               diffic  t to re e  er.  o  o  so e s ste  on desi nin
                                                                    a  for redressa .
               and se  encin  the pass ords.  o  o in  proced re
               can  e fo  o ed
                                                                on   sion
               a   ass ord can  e sa ed in a te t fi e   hich then can
                   e stored on a pass ord protected  encr pted   B   he  c sto er    st  re ain  a ert   hi e  scr tini in
                  dri e.                                       state ents and  ettin   M  a ert   ana in  pass ord
                                                                hi e   sin   de it credit  card  for  on ine  and    M
                                                               transactions.  t is the responsi i it  of the  ser.   c sto er
                                                               is not  ia  e for a third part   reach  or  here ne  i ence
                                                               or fra d is on the part of the  an   if the c sto er infor s
                                                               the  an  of the fra d  ithin    or in  da s of recei in  a
                                                               co   nication  fro   the   an   on  an    na thori ed
                                                               transaction.    titch in  i e  a es  ine.

                                                                   r nc s
                                                                .   redit  de it card fra ds and ho   o  can a oid the
                                                                   B  Ri    a e     B rea
                                                               2.    er thin   e  no  a o t the  reat  ndian de it card
                                                                   hac in    Madh ra   arni     B          t re  of
                                                                    inance  cto er 2   2      art   ndia



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