Page 41 - Banking Finance December 2018

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ith rant s pport fro pro otin instit tions there
are three a s to raise f nd to eet their or in
capita and in est ent need. he inc de it
inancin redit apita and e t inancin .
c Mat re ta e B siness pansion s the s
o e to ards e pandin their sinesses the need
finance for a it i pro e ent in prod cts ser ices.
ere finance is re ired for a it i pro e ent a on
the a e chain of the prod ce. o the oan prod cts
entioned e o ha e een introd ced.
. oan rod cts ith a ai a i it of o atera
arantee o er
oans to s s that are e i i e for
assistance fro to ards e it credit
ded ction for s ith ann a t rno er of p to Rs.
arantee co er.
crores.
oans to ro otin nstit tions for on endin
to s.
pport fro B R
. oan rod cts itho t o atera arantee o er
inancia nter ention direct endin to in one
oans to s that are not in position to
for of ter oan and cash credit.
pro ide co atera s.
apacit i din nd for s i de e op ent trainin
oans to start p s ith s a si e of
p annin and technica e tension etc.
siness acti ities.
Mar et in a e for settin p of ar etin
he ite s e i i e for assistance road inc de capita cost infrastr ct re faci ities for sa e of prod ce.
s ch as cost of i din achiner and e ip ent for
pport fro
processin specia desi ned ehic es for transportation
etc. and or in capita re ire ents for inp t s pp he entire o ern ent sche es for are
proc re ent co ecti e ar etin and other rec rrin i p e ented .
costs connected ith the pro ect. it rant Matchin it rant Ma i of Rs.
a h per for enhances orro in po er and
pport fro o ern ent of n ia ena es the to access an finance.
he o t. of ndia in the nion d et 2 anno nced redit arantee nd sche e see co atera free
the fo o in eas res to pro ote s for a prospero s oan p to . crore hich in t rn can see percent
and s staina e ric t re sector that ena e far ers to co er fro the redit arantee nd.
enhance prod cti it thro h efficient cost effecti e and
s staina e reso rce se and rea i e hi her ret rns of the
ha en es
prod ce
. ac of access to afforda e credit for ant of co atera s
i a nchin of peration reens for onion potato and
and credit histor is one of the a or constraints the
to ato crops on the ines of peration ood ith an
s are facin toda . rther the credit arantee
a ocation of Rs. crores. he initiati e ai s to
co er ein offered for co atera free endin
address price f ct ation in e eta es for the enefit
is a ai a e on to rod cer o panies.
of far ers and cons ers. t i pro ote s a ri
o istics processin faci ities and professiona 2. s are ost represented M ith poor
ana e ent. reso rce ase and hence initia the are not financia
stron eno h to de i er i rant prod cts and ser ices
ii ith a ie to enco ra in ena in en iron ent for
to their e ers and i d confidence.
a re ation of far ers into s and ta e ad anta e
of econo ies of sca e the o t. anno nced ta . ar ers r ani ations are re ired to e efficient

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