Page 42 - Banking Finance December 2018
P. 42

A

                ana ed    e perienced  trained and professiona     d   are  ho se  receipts   ased   endin  and price ris
                 a ified person  o e er  s ch trained  anpo er is   iti ation.
               present   not a ai a  e in the r ra  space to  ana e
                     siness professiona   .                        estion to i pro e finan e to    s

                                                                    t  i    e necessar  to ta e  p ad ocac  not on    ith
           Benefits                                                different  o ern ent a encies   t a so  ith  an s and
            .   ost of prod ction can  e red ced    proc rin  a    other financia  instit tions.       and    B R  are
               necessar  inp ts in      at  ho esa e rates.        a read  en a ed and  ta in  the  ead partic  ar   in
                                                                    or in   ith the  tate  o ern ents   t the  or   ith
           2.   ost har est  osses can  e  ini i ed thro  h  a  e
                                                                   the  an in  sector needs  o ent  .
               addition and efficient  ana e ent of  a  e chain.
                                                                    espite RB  s directi e to  an s on financin  of    s.
            .    pro ed  ar ainin  po er and socia  capita    i din .
                                                                   Man   ranches of  an s are  na are of the po icies
            .     re ation of prod ce and      transport red ces
                                                                   re ardin     s and the  need to  e ed cated.
                ar etin  cost  th s  enhancin  net inco e of the
               prod cer.                                            he a areness sho  d start at state  e e  and district
                                                                    e e  for  s s ch as  tate  e e  Ban ers  o  ittee
            .   as  in co   nication for disse ination of infor ation
                                                                      B    and   istrict   ons  tati e   o  ittee
               a o t  price    o   e  and  other  far in   re ated
                                                                    eetin s he d     an s.  pp ications fro     s to the
               ad isories.
                                                                    an s co  d  e re ie ed at these  eetin s to assess
                                                                   pro ress in i p e entation.
            trate ies
                                                                    nterest  s   ention  for  crop   oan   ode   can   e
            he i portant factor considerin  increasin  finance to    s
                                                                   e tended to    s  ince the  are o ned    s a   and
           is as  nder
                                                                    ar ina  far ers.
           a   ro idin  co prehensi e ear   sta e f ndin .
                                                                    he need for ratin s of    s on the  ines of     ratin
               esi nin  appropriate  oan prod cts as at the  e e  of
                                                                    o  d i pro e credit  orthiness of the    s.
               far er  e  er and at the      e e .
                                                                    inancin  to    s sho  d  e  i en top priorit  for the
           c    nco ra in   a  e chain financin   nder priorit  sector
                                                                    an .
                endin .
                                                                on   sion
                                                                n present scenario  ar er  rod cer  r ani ations     s
                                                               has  een considered as one of the  a  to o erco e the
                                                               cha  en es faced    the s a   and  ar ina  far ers.  his
                                                               approach is to  e  ore s ccessf   in  rea in  far ers
                                                               dependenc  on inter ediaries  and ena  in  the  access
                                                                etter  ar ets  inp ts and o tp t   financia  ser ices   np t
                                                               s pp   ser ices  Mar et ser ices   echnica  and net or in
                                                               ser ices  hich is  pro ided        s to  their  e  ers.
                                                                inancia  instit tion has potentia  a en e for financin  to
                                                                  s and increase their priorit  sector ad ance portfo io  ith
                                                                ini a  defa  t ris .

                                                                   r nc s
                                                                   na  isan.or
                                                                    ationa    an   for  a ric  t re  and  r ra   de e op ent
                                                                    o ic    aper       s             e e op ent   er ices
                                                                   s ara  a a .co


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