Page 18 - Life Insurance Today OCTOBER 2017

sum assured applicable for your spouse shall be equal to the increase in the sum assured to the sum assured
50% of your applicable sum assured. This option shall at inception of the policy and will be reflected from
only be available where the sum assured of primary life the subsequent policy anniversary.
insured is greater than or equal to Rs 60,00,000. You can
choose this option while buying the policy and it shall not The details of Enhanced Lifestage Protection
be changed subsequently. No rider can be opted under are mentioned below:
this option.
Event Enhanced Protection
(% of Sum Assured at Inception of the
Enhanced Lifestage Protection: policy)
Your needs vary at certain times of life, prompting the First Marriage 50% subject to a maximum of
need for greater protection. Your family size grows when Rs. 5,000,000
your children are born, and these events require a higher
Birth of 1st Child 25% subject to a maximum of
coverage to shoulder the additional responsibilities. BSLI
Rs. 2,500,000
Protect@Ease Plan offers enhanced protection for these
Birth of 2nd Child 25% subject to a maximum of
times without any new medical evaluation. Rs. 2,500,000
This feature is available only for Level Term Assurance
Option, where standard life at inception of the policy,
You can choose to reduce the sum assured in future to
regular pay policy and the attained age of life insured
is less than or equal to 50 years. the extent of sum assured increased under the Enhanced
Lifestage Protection option. Any increase in sum assured
His option is not available if Joint Life Protection is due to your first marriage, birth of first child or second
opted for. child under this option, may be subsequently reduced

Future premiums shall be increased in proportion of subject to the written request.
Corporate Insurance Management - A Primer

Handy Reference book for Insurance Professionals

This book covers various aspects of fundamentals of Insurance, Insurance of Assets, Business
Interruption Insurance and the art of Insurance Management in Corporate Enterprises.
Mr. Sanjiv Achut Shanbhag, a general insurance professional having vast experience of more
than 40 years in the insurance industry, ventured to prepare a concise primer as a handy reference
guide for Corporate Insurance Managers. He has meticulously penned his rich experience in form
of this book.
Price:
India - Rs.500 + Rs.60 courier charges. Outside India - US $ 30 including delivery charge.

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18 October 2017 Life Insurance Today

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