Page 45 - Insurance Times December 2018

Life Insurance Plan

Titanium Plus Plan

from Canara HSBC Oriental Bank of
Commerce Life Insurance

Titanium Plus Plan is a unit linked investment cum Death Benefits
protection plan which can be customized as per your goals In the unfortunate event of your demise while the Policy
and changing requirements. This plan provides you is in-force, your family will receive higher of:
unmatched flexibility while letting you have full control
 Sum Assured less applicable partial withdrawals, or
over your investment in any market movement.
 Flexibility of single or limited or regular Premium  Fund Value, or
Payment with safety net of life coverage for chosen  105% of all Premiums paid
policy term.
Multiple Portfolio Management Options to enable you Maturity Benefits

optimize returns from the policy On maturity, you will receive the Fund Value based on the
 Loyalty Additions & Wealth boosters during the Policy prevailing NAVs. You also have the option to take Fund
Term as additional allocation of units to boost your Value on maturity in periodic installments as per Settlement
investments Option. (The details on Settlement Option is given below).
 Flexibility of switching and redirection between the Choice of Funds or Portfolio Management
fund options to take advantage of market movements
or change in risk preference Options
 Option for partial withdrawals to help you meet You can choose from a range of 7 different Unit Linked
unplanned contingencies or meet changing needs of Funds with different risk appetites. Alternatively you may
your family select one among following 4 different Portfolio
Management Options to manage and build on wealth in
Create exclusive funds under Married an optimal way.

Women's Property Act (MWPA)  Systematic Transfer Option (STO)
You can combine a very useful feature with our Titanium  Return Protector Option (RPO)
Plus plan. Through this feature you will be able to create  Auto Funds Rebalancing (AFR)
exclusive corpus for the benefit of your loved ones. With
 Safety Switch Option (SSO)
the help of MWPA, you can be sure that only your loved
ones have access to this corpus and that it is legally Choose Your Funds
protected from creditors and claimants*.
This option gives you the flexibility to manage & control
Under Section 6 of the Married Women's Property Act, the investment in your own way. Here you can choose
1874, a married man can take an insurance policy on his from a range of 7 Unit Linked Funds to cater to your
own life, and express it to be for the benefit of his wife or investment needs. You can choose to allocate your
children. When such intent is expressed on the face of the Premiums to any, all or a combination of the Unit Linked
policy, it shall be deemed to be a trust for the benefit of Funds as per your risk preference.
the named beneficiaries and it shall not be subject to the  Emerging Leaders Equity Fund
control of the husband; or his creditors; or form part of
his estate. Continued in page 48

The Insurance Times, December 2018 45