Page 177 - Misc Ebook IC 78

Miscellaneous Insurance

the Group Mediclaim Insurance Policy for the preceding
3 years excluding the year immediately predceding the
date of renewal.

On the same basis, a loading is applied to the renewal
premium for

Adverse claim experience. The loading ranges from 25%
to 150%.

(B) CFT endorsement - This is an annual policy granted
to officials of Corporates registered under the
Companies Act, who are regularly travelling abroad. This
policy can also be available to partners of registered
firms.

The following endorsement is attached to the policy,
which states that this insurance is valid for trips
undertaken during the 12 months following the date of
purchase as mentioned in the schedule.

However, duration of each trip should not exceed 30

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