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The Insurance Times

         days. No cover is available or persons above the age of
         70. No medical checkup is required for a person up to
         the age of 60, but for medical checkup including blood
         or urine strep test and ECG is required for person
         between the age of 60 and 70.

Policies are issued to individuals only. Two types of plans
are available, under Standard Overseas Medical Policy
and Videsh Yatra Mitra respectively.

(C) Agricultural Pump-set insurance - This insurance is
         granted on the Centrifugal Pump sets used for
         agricultural purposes only. The cover is for any
         unforeseen and sudden physical damage to pump sets
         by
         (i) Fire, lightning
         (ii) Riot, strike, malicious damage, terrorism
         (iii) Mechanical, electrical breakdown
         (iv) Burglary by violent forcible entry into the locked
              enclosure where the pump is kept.
         (v) Flood risk can be granted selectively, and with extra
              premium.

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