Page 187 - Misc Ebook IC 78

Miscellaneous Insurance

or allowance that may be due from the insured, to
the defaulting employee.
(ix) Particulars of property, furniture or other effects
belonging to the defaulting employee.

Ans.b) On receipt of a complete claim form, investigation
is undertaken to ascertain the following:
(i) The loss was immediately on discovery notified or
not.

(ii) When the loss was known and for how long the
defaults have been going on .

(iii) Whether all material facts were disclosed by the
employer in the proposal.

(iv) Whether the system of check and method of
supervision as stated in the proposal have been
maintained.

(v) Particulars of any circumstances which have arisen
since the policy was issued, which might have effect
of relieving the insurers of their liability.

(vi) Whether there is any salary or commission due to
the employee, and if so how much.

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