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              on payment of extra premium : (a) In case of Milch
              Cows which results in permanent and total incapacity
              to conceive or yield milk. (b) In case of Stud Bulls
              which results in permanent incapacity for breeding
              purpose. (c) In case of Bullocks, Calves/Heifers
              and Castrated male buffaloes which results in
              permanent and total incapacity for the purpose of
              the use as mentioned in the proposal form.

Transit Cover -
(i) For Scheme animals no extra premium is charged

    for transit between place of purchase and place
    of stabling. For non scheme animals the distance
    should be less than 80kms.
(ii) In case of transfer of animals during the currency
    of the policy, transit cover can be extended to the
    new owner within the distance of 80km without any
    additional cost.

(v) If the distance to transit is more than 80km, an
    additional premium of 1% is to be charged for transit
    by rail or road, but not by foot.

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