Page 84 - Misc Ebook IC 78
P. 84
The Insurance Times
(iii) Temporary total disablement-this type of
disablement is total and temporary, not permanent.
In this case the insured person is prevented from
engaging in his normal occupation or business for a
temporary period only.
The temporary period may be days, weeks, months
or even years.
Q8(c) Which are the additional benefits covered
under individual personal accident insurance
policy at no extra premium?
Ans. There are two additional benefits at no extra
premium, they are:
(i) Carriage of dead body -the expenses incurred for
the carriage of dead body of the insured due to any
accident to his place of residence are reimbursed
up to 2% of capital sum insured or Rs.2500,
whichever is less.
(ii) Education fund-in the event of death or permanent
total disablement of the insured person, the policy
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