Page 79 - Misc Ebook IC 78

Miscellaneous Insurance

to the person donating the ) to the insured person
during the transplantation operation subject to very
limited availability of limits during the policy period.
(vi) Expenses incurred for ambulance- expenses
incurred for ambulance within city limits and the
time of admission to hospital.
(vii)Group discount and bonus-malus provisions are
applicable for group policies. And Cumulative bonus
and health checkup provisions are applicable.
(viii)5% discount on premium for existing policyholders
of mediclaim policy provided the sum insured is for
equivalent or off higher sum insured. !00% family
discount is given if spouse/dependent children/
dependent parents are covered.
(ix) Income tax benefits under section 80D are not
available.

(b) Domiciliary Hospitalisation Insurance - this
insurance provides cover for medical treatment for
a period exceeding three days for any illness or
disease or injury which in normal course would have

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