Page 20 - December 2020 Issue.indd

My hope is that by the time you read
this our children are back in school
and businesses and government are
open and operating as usual. And that
the actions taken by our national and
Because you deserve qqualified, llocal representation state leaders are viewed as necessary to
protect the well-being of all Americans,
when managing life’s important issues. and not seen as a political event where
one side wins and another side loses.
? ESTATE PLANNING At this point, in Mid-March 2020 the
? RESIDENTIAL & COMMERCIAL 300 Market Street Coronavirus outbreak has made us all
Suite 104
REAL ESTATE AND SETTLEMENTS Denton, Maryland losers regardless of political affi liation
or philosophy.
? LLC FORMATION & BUSINESS LAW 21629
? MUNICIPAL & ENVIRONMENTAL LAW PS: I was able to secure toilet paper
? GENERAL LEGAL COUNSEL 410.310.1774 from Walmart Manager Bill Duff y, who
stated that managers could use their
Our attorney, Patrick Thomas, and our Settlement shayman@mlg-lawyers.com own discretion regarding rationing.
Agent, Sandy Hayman, are available to travel to your www.mlg-lawyers.com Many thanks to Bill and his associates
preferred location. for diligently moving product to the

floor as it became available.
ADULT CARE Not only do mortgage rates at historically Now here we are eight months later, the
low levels provide an opportunity for
greatest nation the world has ever seen.
homeowners to refinance but it also The bastion of Democracy for the entire

Mid-Shore makes it a great time to buy a home. world. Prepared for any threat, military
Residential Care The National Association of Realtors or otherwise with the greatest armed
reports between two to three months services and scientific community
Compassionate Care in of inventory currently available for standing ready to address any entity
Your Home for 24 Years sale which is a historically low number seeking to do us harm.
going into the Spring buying season.
2020 will be a year to remember, that is
More buyers than sellers means prices
CNA’s • Sitters for sure. No matter how hard we try we
will not be falling and, in many cases,
RN Evaluations will not soon forget what has happened
aggressively priced homes are going
Meal Preparation under contract quickly. this year. Many loved ones have died
Home Health Aids not only from Covid19 itself but also

If you are a first-time buyer, now is not from its paralyzing affect on the delivery

Residential Cleaning
the time to think you will find a seller of health care services. The more the

willing to significantly discount their system must focus on COVID-19 the
INDIVIDUAL SERVICES
home, especially if you are seeking fewer resources available for those
Lic.#R922
closing cost assistance. Nor is it a time to needing other services.
410-820-1131 tell your agent you will look at the home
www.midshorehomecare.com next week. You need to be prepared to My hope for everyone during this
Christmas season is that we can find
look at a home as quickly as you can
comfort in God’s love for all of us,

your home. The appraised value of your when it comes on the market, and you
regardless of the various characteristics
home can be the difference between need to be prepared to pay close to list

that define who we are. We are all one
being able to successfully refi nance and price if your agent advises that the home
people in God’s kingdom.
having to stick with what you have. is aggressively priced.
Mr. Rowe is Vice President/Lending for
Being local I have a library of appraisals The economic impact of the
both for purchases and refi nances that Coronavirus shutdown will impact Bay Capital Mortgage Corp. with offi ces
have been done in the area in the last everyone. The closing of schools in Easton and Annapolis. He has lived in
6-12 months that can give me a good in Maryland for 2 weeks will be a Caroline for his entire life and supports
idea of a possible value range for your significant inconvenience for many the county by volunteering in a variety of
home. If I feel uncertain about a range working families. The challenge of ways. He currently lives near Greensboro
of value for a home, I suggest the finding childcare at a time when there with his wife Jeanne and daughter Kelsey.

homeowner reach out to their realtor is a lack of quality childcare even when
and ask their opinion about what they our children are in school will require
feel the value of their home will be. some working parents to stay home.
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