Page 14 - November 2022 Issue.indd
P. 14

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                  Michael Shipley         Denton, MD  21629               One time - Weekly  –  Bi-Weeklyy
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                                                                  For                for you!
            immediately employable upon graduation. Career exploration
            and fi nancial literacy programs like Junior Achievement and   Over 25 years!

            personal finance classes need to be embraced and encouraged
            to provide high school students with the opportunity to make     DCS
            career choices without the pressure of “needing” a college   Details Cleaning Service
            degree, either two or four years.
             Colleges and universities need to have some skin in the game

            when it comes to the future of their graduates. They should be   Owners: Chris &   Free   Bonded &
            held accountable for half of defaulted student loan debt of those   Shelly Macmillan    Estimates    Insured
            who attend their institution. This would put them in a position   800-482-8009  •  443-867-7330  • 443-867-7331

            of being accountable for their student’s success whether they   cleaningbydetails@gmail.com
            attain a degree or not.
            Student loans have the eff ect of making students indentured
            servants to their future. It is only fair to provide a way for those   Janet Dove, stylist
            who are unable to repay their master (school) a way of earning
            their freedom (debt repayment).
                                                                      CUTS  •  COLOR  •  PERMS  •  HIGHLIGHTS
            Much like the mortgage meltdown crisis of 2008, Wall Street
            banks made loans available and securities to fund them.                      920 Gay St., Denton
            Borrowers should not be allowed to defer interest payments                      410-310-4586

            after graduation and have unpaid interest added to the balance.

            This has the effect of increasing the balance owed and making                 Appointments ONLY!

            them pay interest on the increased balance. At the very least                Please call to schedule
            interest should be paid monthly.
            State colleges and universities need to provide slots to all who   value of a college education has been put under a microscope.
            apply and are qualified to attend who reside in their state. It   It is time for leadership from business, government, and higher

            makes absolutely no sense for students in a given state to be   education to put their agendas to the side and collectively take
            denied access to a state funded institution because too many   a closer look at career opportunities for high school graduates.

            slots have been filled by wealthier out of state or international

                                                                Acknowledgement is hereby given to “After the Ivory Tower
            students. How many Caroline County graduates are unable
                                                                Falls, How College Broke the American Dream and Blew Up
            to get into the University of Maryland, the largest university
                                                                Our Politics and how to Fix It” by Will Bunch for some content
            in our state. U of M should stop catering to out of state and
                                                                in this article.
            international students where the money is, and focus on
            educating our students. Taxpayers of Maryland should revolt!  Mr. Rowe is Vice President/Lending for Bay Capital Mortgage
                                                                Corp. with offices in Easton and Annapolis. He has lived in
            President Biden’s student loan forgiveness plan has put the
                                                                Caroline for his entire life and supports the county by volunteering
            $1.7 Trillion student loan crisis front and center in the political
                                                                in a variety of ways. He currently lives near Greensboro with his
            arena. Regardless of the outcome in court, at the very least the
                                                                wife Jeanne and daughter Kelsey.
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