Page 6 - Acadia 2024 Benefits Guide | Erlanger
P. 6
Your Path to Health
Health Care Coverage
You have three plan options through BlueCross BlueShield of TN:
1) Buy Up PPO Plan Teladoc Health
This plan offers a lower deductible, copay, and out-of-pocket Teladoc services are available with any BCBST medical option
maximum. The semi-monthly premium that you pay for this selected. Teladoc (Telehealth) is not intended to replace your
plan will be at a higher rate. primary care physician (PCP) for treating common or chronic
conditions. However, a virtual doctor’s consultation can be
2) Mid PPO Plan an acceptable alternative for visiting the doctor’s ofice or
This plan offers a higher deductible, copay, and out-of-pocket urgent care center for non-emergency situations (for example:
maximum. The semi-monthly premium that you pay for this allergies, fever, sinus infections, respiratory issues, sore throat,
plan will be at a lower rate. rashes). Please be aware:
3) High Deductible Health Plan (HDHP) y You must register before using services.
This plan provides coverage under the BCBS PPO network after y You can register by logging into your BlueAccess account
a deductible, coinsurance, and other out-of-pocket expenses at bcbst.com/log-in/member and clicking “Talk with a
are met. The HDHP has a higher deductible than other types Doctor Now.”
of health plans, which equates to a lower premium rate. Until y You can also call 888.283.6691 or download the Teladoc
you reach your deductible, you will pay 100 percent of the cost mobile app.
of prescriptions, doctor visits, emergency room visits, surgeries,
and out-patient procedures. However, this plan may cover
certain low-cost maintenance medications at 100% whether Virtual Visits with BCBST
or not you’ve met your deductible. BCBST medical plans offer coverage for virtual visits
with participating providers including your primary care
physician, specialists, and behavioral health providers.
The same copays, deductibles, and coinsurance will apply
as a face-to-face visit with your doctor. To access this
service, simply call your provider and conirm if they are
allowing virtual visits, before booking your appointment.
Nurseline
Answers to your health questions are only a phone call away at:
800.818.8581 | 800.848.0298 (TTY).
6 | Erlanger Behavioral Health
Health Care Coverage
You have three plan options through BlueCross BlueShield of TN:
1) Buy Up PPO Plan Teladoc Health
This plan offers a lower deductible, copay, and out-of-pocket Teladoc services are available with any BCBST medical option
maximum. The semi-monthly premium that you pay for this selected. Teladoc (Telehealth) is not intended to replace your
plan will be at a higher rate. primary care physician (PCP) for treating common or chronic
conditions. However, a virtual doctor’s consultation can be
2) Mid PPO Plan an acceptable alternative for visiting the doctor’s ofice or
This plan offers a higher deductible, copay, and out-of-pocket urgent care center for non-emergency situations (for example:
maximum. The semi-monthly premium that you pay for this allergies, fever, sinus infections, respiratory issues, sore throat,
plan will be at a lower rate. rashes). Please be aware:
3) High Deductible Health Plan (HDHP) y You must register before using services.
This plan provides coverage under the BCBS PPO network after y You can register by logging into your BlueAccess account
a deductible, coinsurance, and other out-of-pocket expenses at bcbst.com/log-in/member and clicking “Talk with a
are met. The HDHP has a higher deductible than other types Doctor Now.”
of health plans, which equates to a lower premium rate. Until y You can also call 888.283.6691 or download the Teladoc
you reach your deductible, you will pay 100 percent of the cost mobile app.
of prescriptions, doctor visits, emergency room visits, surgeries,
and out-patient procedures. However, this plan may cover
certain low-cost maintenance medications at 100% whether Virtual Visits with BCBST
or not you’ve met your deductible. BCBST medical plans offer coverage for virtual visits
with participating providers including your primary care
physician, specialists, and behavioral health providers.
The same copays, deductibles, and coinsurance will apply
as a face-to-face visit with your doctor. To access this
service, simply call your provider and conirm if they are
allowing virtual visits, before booking your appointment.
Nurseline
Answers to your health questions are only a phone call away at:
800.818.8581 | 800.848.0298 (TTY).
6 | Erlanger Behavioral Health
