Page 9 - 2017 US Benefits Guide - for all Capgemni employees in the FS SBU
P. 9
In-Network Care Can Save You Money Manage Your Health with Blue Access for
Both Medical Plan options give you the choice of receiving care Members (BAM)
from providers in or out of the Blue Cross provider network. Using BAM is a convenient, comprehensive self-service website for Medical
in-network providers can save you money because these providers Plan participants. After you’ve enrolled, you’ll be able to log on to
agree to charge you pre-negotiated fees and because the plans cover www.bcbsil.com/member to:
in-network care at higher rates. Neither plan requires you to select ➤ Check eligibility details
a primary care physician or to obtain referrals to a specialist.
➤ Review claim status
Another advantage of using in-network providers is that you will only
be responsible for paying a lat fee, known as a co-payment, for your ➤ Request a new ID card or print a temporary one
oice visits. You will not need to pay co-insurance (a portion of the ➤ Take a Health Assessment
actual cost) or satisfy a deductible before the plan pays a beneit.
However, you may need to meet your deductible or pay co-insurance ➤ Visit Health Care School to see articles and videos to help you
for additional medical work, such as X-rays or lab work, performed make the most of your beneits
at a separate facility. You should conirm with your provider’s oice ➤ Check costs before your appointments and ind out how providers
whether any additional work will be handled by an in-network or in your area compare for providing quality care
out-of-network provider.
➤ Get discounts on wellness programs such as weight management,
Choose Your Provider itness club memberships and massage therapy
®
Use Provider Finder to locate a network doctor, hospital or
other health care provider on Blue Access for Members at
www.bcbsil.com/member .
CAPGEMINI 2017 BENEFITS GUIDE 6
Both Medical Plan options give you the choice of receiving care Members (BAM)
from providers in or out of the Blue Cross provider network. Using BAM is a convenient, comprehensive self-service website for Medical
in-network providers can save you money because these providers Plan participants. After you’ve enrolled, you’ll be able to log on to
agree to charge you pre-negotiated fees and because the plans cover www.bcbsil.com/member to:
in-network care at higher rates. Neither plan requires you to select ➤ Check eligibility details
a primary care physician or to obtain referrals to a specialist.
➤ Review claim status
Another advantage of using in-network providers is that you will only
be responsible for paying a lat fee, known as a co-payment, for your ➤ Request a new ID card or print a temporary one
oice visits. You will not need to pay co-insurance (a portion of the ➤ Take a Health Assessment
actual cost) or satisfy a deductible before the plan pays a beneit.
However, you may need to meet your deductible or pay co-insurance ➤ Visit Health Care School to see articles and videos to help you
for additional medical work, such as X-rays or lab work, performed make the most of your beneits
at a separate facility. You should conirm with your provider’s oice ➤ Check costs before your appointments and ind out how providers
whether any additional work will be handled by an in-network or in your area compare for providing quality care
out-of-network provider.
➤ Get discounts on wellness programs such as weight management,
Choose Your Provider itness club memberships and massage therapy
®
Use Provider Finder to locate a network doctor, hospital or
other health care provider on Blue Access for Members at
www.bcbsil.com/member .
CAPGEMINI 2017 BENEFITS GUIDE 6
