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401(k) Plan
You are eligible to participate in the GLG 401(k) Retirement Savings Program after you receive your irst
paycheck. To ensure that you take advantage of this great beneit, GLG will auto enroll you in the 401(k) plan
within 30 days of your irst paycheck at a 5% deferral rate, which means we will deduct 5% from your gross
(pre-tax) pay to fund your 401(k). Those funds will be put into a Fidelity target date retirement fund (Freedom
Funds) based on your age, if you do not log on to www.401k.com to elect your investments. However, we
encourage you to take an active role in your planning and review the contribution amount and investment
strategy to ensure they meet your needs. Please review some general information on the 401(k) plan below.
Important: If you would like to make changes to any of the above elections, prefer not to participate at this
time, or have questions about the Plan’s provisions, log on to www.401k.com or call 800.835.5097 within 30
days of your irst paycheck.
Why contribute to a 401(k)? It’s important to set aside money for retirement as early and regularly as you
can, because the quality of your retirement years could very well depend on how much you have been able
to save. There are many beneits to participating in a 401(k) Plan. One of the primary beneits is that you will
receive help reaching your inancial goals for retirement. By visiting Fidelity NetBeneits at www.401k.com,
®
you can take advantage of what GLG and Fidelity have to offer.
Enrollment/Deferral Change: You may elect to defer from 0% to 60% of your salary, and you may choose
to change your elections at any time throughout the year. If you would like to change your auto enrollment
elections in the 401(k) plan, you must register on Fidelity’s website at www.401k.com:
1. Click on Register
2. Register using your personal information
Make sure you (1) elect a deferral percentage by source (Roth 401(k) and/or traditional Pre-tax 401(k)) and
(2) select your investments. If you have previously registered with Fidelity.com, NetBeneits, or eWorkplace,
you do not need to register again. You can use your existing username and password to access your new
account. It generally takes 1 to 2 payrolls for your new elections to be active.
GLG employees will be eligible to participate in our Roth 401(k) plan. The Roth 401(k) feature, offers you
another choice on how to save for your retirement. Unlike your traditional, pre-tax 401(k), the Roth 401(k) allows
you to contribute AFTER-TAX dollars, but then withdraw tax-free dollars from your account when you retire.
Note that GLG cannot, by law, recommend investment options to its employees. All questions concerning the
401(k) retirement plan should be directed to the GLG People Team or Fidelity Investments (www.401k.com).
GLG will auto enroll you in the 401(k) plan within 30 days of your irst paycheck at a 5% deferral rate,
which means we will deduct 5% from your gross (pre-tax) pay to fund your 401(k). Those funds will be
put into a Fidelity target date retirement fund (Freedom Funds) based on your age, if you do not log on to
www.401k.com to elect your investments.
25
You are eligible to participate in the GLG 401(k) Retirement Savings Program after you receive your irst
paycheck. To ensure that you take advantage of this great beneit, GLG will auto enroll you in the 401(k) plan
within 30 days of your irst paycheck at a 5% deferral rate, which means we will deduct 5% from your gross
(pre-tax) pay to fund your 401(k). Those funds will be put into a Fidelity target date retirement fund (Freedom
Funds) based on your age, if you do not log on to www.401k.com to elect your investments. However, we
encourage you to take an active role in your planning and review the contribution amount and investment
strategy to ensure they meet your needs. Please review some general information on the 401(k) plan below.
Important: If you would like to make changes to any of the above elections, prefer not to participate at this
time, or have questions about the Plan’s provisions, log on to www.401k.com or call 800.835.5097 within 30
days of your irst paycheck.
Why contribute to a 401(k)? It’s important to set aside money for retirement as early and regularly as you
can, because the quality of your retirement years could very well depend on how much you have been able
to save. There are many beneits to participating in a 401(k) Plan. One of the primary beneits is that you will
receive help reaching your inancial goals for retirement. By visiting Fidelity NetBeneits at www.401k.com,
®
you can take advantage of what GLG and Fidelity have to offer.
Enrollment/Deferral Change: You may elect to defer from 0% to 60% of your salary, and you may choose
to change your elections at any time throughout the year. If you would like to change your auto enrollment
elections in the 401(k) plan, you must register on Fidelity’s website at www.401k.com:
1. Click on Register
2. Register using your personal information
Make sure you (1) elect a deferral percentage by source (Roth 401(k) and/or traditional Pre-tax 401(k)) and
(2) select your investments. If you have previously registered with Fidelity.com, NetBeneits, or eWorkplace,
you do not need to register again. You can use your existing username and password to access your new
account. It generally takes 1 to 2 payrolls for your new elections to be active.
GLG employees will be eligible to participate in our Roth 401(k) plan. The Roth 401(k) feature, offers you
another choice on how to save for your retirement. Unlike your traditional, pre-tax 401(k), the Roth 401(k) allows
you to contribute AFTER-TAX dollars, but then withdraw tax-free dollars from your account when you retire.
Note that GLG cannot, by law, recommend investment options to its employees. All questions concerning the
401(k) retirement plan should be directed to the GLG People Team or Fidelity Investments (www.401k.com).
GLG will auto enroll you in the 401(k) plan within 30 days of your irst paycheck at a 5% deferral rate,
which means we will deduct 5% from your gross (pre-tax) pay to fund your 401(k). Those funds will be
put into a Fidelity target date retirement fund (Freedom Funds) based on your age, if you do not log on to
www.401k.com to elect your investments.
25
