Page 8 - 2018 Metropolitan Development Enrollment
P. 8
Health Reimbursement
Account (HRA)
In our HRA arrangement, only MDHA can contribute dollars to your
HRA. The agency owns this account and the funds within it.
If you elect single coverage, you will receive $1,250 in HRA funds which
may be used for expenses which apply toward your deductible. When you
have a healthcare expense which applies towards your deductible, you are
responsible for the irst $750. After you have paid this initial amount, the
HRA will pay the remaining portion of your in-network deductible.
If you elect family coverage, you will receive $2,500 in HRA funds which
may be used for expenses which apply toward your or your family’s
deductible. When you have a healthcare expense which applies towards
your deductible, you are responsible for the irst $1,500. After you have
paid this initial amount, the HRA will pay the remaining portion of your
in-network deductible.
How Your HRA Works for In-Network Claims
Medical Plan MDHA HRA Fund
Deductible
Individual $2,000 Total individual calendar year in-network
Coverage deductible
Portion of $750 You must pay the irst $750 of in-network
Deductible You expenses that apply toward your deductible
Must Meet
MDHA HRA $1,250 Cigna will automatically tap into your $1,250 HRA
Funds Available fund to reimburse providers for the next $1,250
of expenses that apply toward your deductible
Family Coverage $4,000 Total individual calendar year in-network
deductible
Portion of the $1,500 You must pay the irst $1,500 of in-network
Deductible You expenses that apply toward your or your family’s
Must Meet deductible
MDHA HRA $2,500 Cigna will automatically tap into your $2,500 HRA
Funds Available fund to reimburse providers for the next $2,500
of expenses that apply toward your deductible
8 2018 Benefits Enrollment
Account (HRA)
In our HRA arrangement, only MDHA can contribute dollars to your
HRA. The agency owns this account and the funds within it.
If you elect single coverage, you will receive $1,250 in HRA funds which
may be used for expenses which apply toward your deductible. When you
have a healthcare expense which applies towards your deductible, you are
responsible for the irst $750. After you have paid this initial amount, the
HRA will pay the remaining portion of your in-network deductible.
If you elect family coverage, you will receive $2,500 in HRA funds which
may be used for expenses which apply toward your or your family’s
deductible. When you have a healthcare expense which applies towards
your deductible, you are responsible for the irst $1,500. After you have
paid this initial amount, the HRA will pay the remaining portion of your
in-network deductible.
How Your HRA Works for In-Network Claims
Medical Plan MDHA HRA Fund
Deductible
Individual $2,000 Total individual calendar year in-network
Coverage deductible
Portion of $750 You must pay the irst $750 of in-network
Deductible You expenses that apply toward your deductible
Must Meet
MDHA HRA $1,250 Cigna will automatically tap into your $1,250 HRA
Funds Available fund to reimburse providers for the next $1,250
of expenses that apply toward your deductible
Family Coverage $4,000 Total individual calendar year in-network
deductible
Portion of the $1,500 You must pay the irst $1,500 of in-network
Deductible You expenses that apply toward your or your family’s
Must Meet deductible
MDHA HRA $2,500 Cigna will automatically tap into your $2,500 HRA
Funds Available fund to reimburse providers for the next $2,500
of expenses that apply toward your deductible
8 2018 Benefits Enrollment
