Page 2 - 2015 Enrollment Guide

2015 Employee

Beneits Program

Table of Contents

Highlights . . . . . . . . . . . . . . . .4

Employer Paid Beneits . . . . . . .5
Open Enrollment . . . . . . . . . . . . 6

Medical . . . . . . . . . . . . . . . . . .7
Health Savings Account (HSA) . 10

Dental . . . . . . . . . . . . . . . . . .13

Vision . . . . . . . . . . . . . . . . . .14
Life and AD&D . . . . . . . . . . . .15

Disability . . . . . . . . . . . . . . . .16
Flexible Spending Account . . . .17

Employee Assistance (EAP) . . .20

Compliance Notices . . . . . . . . .22
Find a Provider . . . . . . . . . . . .28

Customer Service
Information . . . . . . . . . . .30

2