Page 7 - 2015 Enrollment Guide
P. 7
AIP Aerospace Holdings, LLC
UnitedHealthcare Choice Plus POS Plan
The UnitedHealthcare Choice Plus POS Plan features a national Medical
network of physicians and hospitals that have agreed to a discounted
payment schedule. The POS plan allows for more lexibility, but more New Medical Carrier
responsibility on your part. You are not required to select a PCP— Effective July 1, 2015, we will transition
select a doctor of your choice at the time of service. You may access our medical insurance provider to
specialist care directly—no referrals are required. When you utilize UnitedHealthcare. UnitedHealthcare’s
doctors who participate in the POS, you will receive the advantage of a network offers our employees deep
higher beneit level (see beneit tables for more details). discounts on services, meaning
lower costs to you and to our plan.
There may be certain procedures or services requiring multiple Additionally, UnitedHealthcare provides
extensive access to network providers
providers. It is highly recommended that you verify all associated and a variety of online resources and
providers are participating in the network. This not only includes your support.
doctor, but also anesthesiologists, lab facilities, etc. This will help you To locate an provider follow the
avoid incurring any unexpected out-of-network charges and ensure the instructions detailed in the Find a
most cost effective use of your health plan. Provider section of this guide.
UnitedHealthcare Choice Plus HSA Plan
The UHC Choice Plus HSA plan utilizes the same network of
providers as the POS plan and allows for the same lexibility. The
major difference is the HSA medical plan allows you to open and elect
contributions to a Health Savings Account (HSA).
An HSA is a personal bank account you can use to pay for your family’s
healthcare costs. If you enroll in the HSA medical plan, you can set
up an HSA account and elect to contribute funds from your paycheck
tax free. This means you will pay less tax on the money you take home
while also paying for healthcare expenses tax free through your HSA.
An HSA is like a checking account; you must have money in the
account in order to use it. If you don’t have funds in your HSA and
must pay out-of-pocket with cash or another bank account, you can
reimburse yourself from the HSA at a later date when the funds are
available.
7
UnitedHealthcare Choice Plus POS Plan
The UnitedHealthcare Choice Plus POS Plan features a national Medical
network of physicians and hospitals that have agreed to a discounted
payment schedule. The POS plan allows for more lexibility, but more New Medical Carrier
responsibility on your part. You are not required to select a PCP— Effective July 1, 2015, we will transition
select a doctor of your choice at the time of service. You may access our medical insurance provider to
specialist care directly—no referrals are required. When you utilize UnitedHealthcare. UnitedHealthcare’s
doctors who participate in the POS, you will receive the advantage of a network offers our employees deep
higher beneit level (see beneit tables for more details). discounts on services, meaning
lower costs to you and to our plan.
There may be certain procedures or services requiring multiple Additionally, UnitedHealthcare provides
extensive access to network providers
providers. It is highly recommended that you verify all associated and a variety of online resources and
providers are participating in the network. This not only includes your support.
doctor, but also anesthesiologists, lab facilities, etc. This will help you To locate an provider follow the
avoid incurring any unexpected out-of-network charges and ensure the instructions detailed in the Find a
most cost effective use of your health plan. Provider section of this guide.
UnitedHealthcare Choice Plus HSA Plan
The UHC Choice Plus HSA plan utilizes the same network of
providers as the POS plan and allows for the same lexibility. The
major difference is the HSA medical plan allows you to open and elect
contributions to a Health Savings Account (HSA).
An HSA is a personal bank account you can use to pay for your family’s
healthcare costs. If you enroll in the HSA medical plan, you can set
up an HSA account and elect to contribute funds from your paycheck
tax free. This means you will pay less tax on the money you take home
while also paying for healthcare expenses tax free through your HSA.
An HSA is like a checking account; you must have money in the
account in order to use it. If you don’t have funds in your HSA and
must pay out-of-pocket with cash or another bank account, you can
reimburse yourself from the HSA at a later date when the funds are
available.
7
