Page 2 - 2016 Open Enrollment
P. 2
Open
Enrollment
Table of Contents
Beneit Highlights in 2016 ......... 3 Welcome to Open Enrollment
What’s Changing In 2016? ........ 4 Welcome to your annual open enrollment opportunity! We’re
Eligibility and Enrollment ......... 5 excited to ofer this beneits guide as a tool you can use to help
Medical and Prescripion Drug prepare for open enrollment and elect the beneit coverage
which best meets your needs and the needs of your family
Coverage ................... 7 members. We’ve communicated with you about the importance
Dental Plan Summary ........... 17 of this enrollment process, and the changes ahead for 2016.
Vision Plan Summary ............ 18 Now it’s ime to take a deeper dive and review your 2016
opions in greater detail.
Life and Accidental Death and
Dismemberment (AD&D) .... 19
Disability Beneits .............. 20 Important Reminders
X
Most of your 2015 elecions will automaically roll over to
Family Friendly Beneits ......... 21 2016 if you do not take any acion.
Flexible Spending Accounts. . . . . . . 22 Z Flexible Spending Accounts (dependent care,
Commuter Beneits ............. 23 healthcare) and HSA deducions DO NOT rollover and
must be elected annually.
Lifestyle Beneits ............... 24 Z Due to low paricipaion, the Kaiser plan will no longer
Voluntary Beneits .............. 25 be ofered. Kaiser paricipants will automaically be
enrolled in the Standard Plan unless you waive coverage
Important Contacts ............. 26 or elect another plan.
Z Please review your elecions carefully to determine if you
are enrolled in the right plans as you will not be able to
change your coverage again unil open enrollment next
year unless you have an IRS qualiied event.
X Enrollment is from November 2–November 13, 2015; your
elecions must be inalized in the beneitsPLUS enrollment
system by November 13, 2015
X Visit www.DANbeneitsPLUS.com—it’s accessible 24/7 at
home or work
Review,
Reevaluate
and
Register.
2
Enrollment
Table of Contents
Beneit Highlights in 2016 ......... 3 Welcome to Open Enrollment
What’s Changing In 2016? ........ 4 Welcome to your annual open enrollment opportunity! We’re
Eligibility and Enrollment ......... 5 excited to ofer this beneits guide as a tool you can use to help
Medical and Prescripion Drug prepare for open enrollment and elect the beneit coverage
which best meets your needs and the needs of your family
Coverage ................... 7 members. We’ve communicated with you about the importance
Dental Plan Summary ........... 17 of this enrollment process, and the changes ahead for 2016.
Vision Plan Summary ............ 18 Now it’s ime to take a deeper dive and review your 2016
opions in greater detail.
Life and Accidental Death and
Dismemberment (AD&D) .... 19
Disability Beneits .............. 20 Important Reminders
X
Most of your 2015 elecions will automaically roll over to
Family Friendly Beneits ......... 21 2016 if you do not take any acion.
Flexible Spending Accounts. . . . . . . 22 Z Flexible Spending Accounts (dependent care,
Commuter Beneits ............. 23 healthcare) and HSA deducions DO NOT rollover and
must be elected annually.
Lifestyle Beneits ............... 24 Z Due to low paricipaion, the Kaiser plan will no longer
Voluntary Beneits .............. 25 be ofered. Kaiser paricipants will automaically be
enrolled in the Standard Plan unless you waive coverage
Important Contacts ............. 26 or elect another plan.
Z Please review your elecions carefully to determine if you
are enrolled in the right plans as you will not be able to
change your coverage again unil open enrollment next
year unless you have an IRS qualiied event.
X Enrollment is from November 2–November 13, 2015; your
elecions must be inalized in the beneitsPLUS enrollment
system by November 13, 2015
X Visit www.DANbeneitsPLUS.com—it’s accessible 24/7 at
home or work
Review,
Reevaluate
and
Register.
2