Page 4 - 2016 Open Enrollment
P. 4
Open
Enrollment
What’s Changing In 2016?
X Medical Plan (Pages 7–16)
Z Plan design changes to the Premium Plan and Enhanced Plan
Z Lower out-of-pocket maximums on the HSA Plan
Z Expanded prevenive care coverage—more services will be covered at 100%
Z Kaiser Plan (CA only) no longer ofered due to low paricipaion
Z Contribuion increases for 2016 are in line with healthcare trend
Z MD Live will no longer be available
Z Fully integrated Telemedicine Network through UHC—All copays and visit charges will accumulate toward your
out-of-pocket maximums
X Dental Plan (Page 17)
Z Adult Orthodonia coverage will be available on the Enhanced Plan
Z Trend increase to contribuions
X Vision Plan (Page 18)
Z Slight increase to contribuions
X Life and AD&D (Page 19)
Z No change
X Supplemental Employee and Spouse Life (Page 19)
Z Employees that currently have coverage may elect up to the employee Guaranteed Issue amount without
being required to submit EOI (proof of good health)—in 2016 the Guaranteed Issue amount has increased to
$250,000—elecions must be made in increments of salary to a maximum of 5x salary
Z Spouse life may be increased to the spouse Guaranteed Issue amount of $50,000 without EOI (spouse life may
not exceed EE coverage)
Z New elecions or elecions over the Guaranteed Issue amount of $250,000 will require you to submit a EOI
X Long Term Disability (Page 20)
Z Increased monthly beneit maximum of $20,000
X Short-Term Disability (Page 20)
Z The 7 day eliminaion period will now be company paid
X Family Friendly Beneits (Page 21)
Z Parental Leave
f Primary Caregiver Leave Beneits will provide addiional paid ime of in 2016
f Paid Time of for Secondary Caregiver will also be provided
Z Slow Re-Entry will provide lexibility during their irst 4 weeks as employees transiion back to work
4
Enrollment
What’s Changing In 2016?
X Medical Plan (Pages 7–16)
Z Plan design changes to the Premium Plan and Enhanced Plan
Z Lower out-of-pocket maximums on the HSA Plan
Z Expanded prevenive care coverage—more services will be covered at 100%
Z Kaiser Plan (CA only) no longer ofered due to low paricipaion
Z Contribuion increases for 2016 are in line with healthcare trend
Z MD Live will no longer be available
Z Fully integrated Telemedicine Network through UHC—All copays and visit charges will accumulate toward your
out-of-pocket maximums
X Dental Plan (Page 17)
Z Adult Orthodonia coverage will be available on the Enhanced Plan
Z Trend increase to contribuions
X Vision Plan (Page 18)
Z Slight increase to contribuions
X Life and AD&D (Page 19)
Z No change
X Supplemental Employee and Spouse Life (Page 19)
Z Employees that currently have coverage may elect up to the employee Guaranteed Issue amount without
being required to submit EOI (proof of good health)—in 2016 the Guaranteed Issue amount has increased to
$250,000—elecions must be made in increments of salary to a maximum of 5x salary
Z Spouse life may be increased to the spouse Guaranteed Issue amount of $50,000 without EOI (spouse life may
not exceed EE coverage)
Z New elecions or elecions over the Guaranteed Issue amount of $250,000 will require you to submit a EOI
X Long Term Disability (Page 20)
Z Increased monthly beneit maximum of $20,000
X Short-Term Disability (Page 20)
Z The 7 day eliminaion period will now be company paid
X Family Friendly Beneits (Page 21)
Z Parental Leave
f Primary Caregiver Leave Beneits will provide addiional paid ime of in 2016
f Paid Time of for Secondary Caregiver will also be provided
Z Slow Re-Entry will provide lexibility during their irst 4 weeks as employees transiion back to work
4
