Page 3 - 2016 Open Enrollment
P. 3
Dentsu Aegis Network (DAN)
Beneit Highlights in
2015 was a year of great change as we focused on creaing a harmonized 2016
and sustainable beneits plaform that was consistent for all DAN US
employees. Our goal in 2015 was to create a compeiive package that
ofered everyone a variety of coverage opions allowing you to choose the
opions that best meet your needs.
In 2016 we coninue along the same path and ask you to “Review,
Reevaluate and Register.”
Open Enrollment is the opportunity to consider all of your elecions and
determine if you are paying too much for your coverage. As you consider
your medical plan opions, ask yourself whether you are over insured. If
you hit your out of pocket maximum every year without quesion, you
probably need a plan with low out of pocket exposure like the Premium
PPO. However, if you typically do not reach your out of pocket maximum
each year, you’re likely paying more in premiums for a plan you don’t
really need.
We encourage you to take a closer look at the Health Savings Plan to
determine if you if it could be a good opion for you. If you are a single
paricipant you will pay ~$2,200 less in payroll deducions for the HSA plan
than the Premium Plan. In addiion, you will receive $500 from DAN in
your Health Savings account.
X What is a Health Savings Account? This is an account that funcions
very much like a savings account, you own this account. You can
deposit money in to the account via payroll deducions on a tax free
basis which helps lower your taxable income.
Review your coverage,
Reevaluate your needs, and
Register a change if necessary.
3
Beneit Highlights in
2015 was a year of great change as we focused on creaing a harmonized 2016
and sustainable beneits plaform that was consistent for all DAN US
employees. Our goal in 2015 was to create a compeiive package that
ofered everyone a variety of coverage opions allowing you to choose the
opions that best meet your needs.
In 2016 we coninue along the same path and ask you to “Review,
Reevaluate and Register.”
Open Enrollment is the opportunity to consider all of your elecions and
determine if you are paying too much for your coverage. As you consider
your medical plan opions, ask yourself whether you are over insured. If
you hit your out of pocket maximum every year without quesion, you
probably need a plan with low out of pocket exposure like the Premium
PPO. However, if you typically do not reach your out of pocket maximum
each year, you’re likely paying more in premiums for a plan you don’t
really need.
We encourage you to take a closer look at the Health Savings Plan to
determine if you if it could be a good opion for you. If you are a single
paricipant you will pay ~$2,200 less in payroll deducions for the HSA plan
than the Premium Plan. In addiion, you will receive $500 from DAN in
your Health Savings account.
X What is a Health Savings Account? This is an account that funcions
very much like a savings account, you own this account. You can
deposit money in to the account via payroll deducions on a tax free
basis which helps lower your taxable income.
Review your coverage,
Reevaluate your needs, and
Register a change if necessary.
3
