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  Insurance consultants

                       Insurance consultants are usually specialists who give


                       advice to consumers who wish to buy insurance products.


                       However, unlike the brokers, they get paid by the insured

                       for this advice.




                     Banking outlets


                       Bancassurance has emerged a very important arm of

                       procuring new business. The entire client base of the

                       particular branch is the target group. They trust their


                       branch personnel and it is easier to convince them. Using


                       the bank outlets for distribution of insurance products

                       helps in saving overheads as well as infrastructure costs.





               Purchasing policies through tele-callers


                     Tele callers are persons engaged by a Tele-marketer for


                       the purpose of interacting with clients through distance

                       mode.

                     The “Tele-marketer” is an entity registered with the


                       respective telecom authority (in India, with Telecom


                       Regulatory Authority of India under Chapter III of The

                       Telecom Commercial Communications Customer Preference




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