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THE
                                                     CERTIFIED
                                                                                       ®
                                    ASSET  RECOVERY  SPECIALIST
                                        NATIONAL  CERTIFICATION
                                                      PROGRAM




                   Version Number 12 (Revised Version V3) – January 2017

                   This  publication  is  designed  to  provide  accurate  and  authoritative  information  in
                   regard to the subject matter covered. Neither the author nor the publisher will  be
                   held accountable for the use or misuse of the information contained in this book.  It
                   is sold with the understanding that the publisher is not engaged in rendering legal,
                   accounting or other professional services. If legal advice or other expert assistance is
                   required, the services of a competent professional in that field should be sought.

                   Copyright 1999 TX-5-564-010
                              ©
                   Florida Registration Number P99000078473
                   Florida State Recovery School License Number RS-9500001
                   ISBN: 0-9720431-3-6

                   All rights reserved under national and international copyright law. No part of this
                   publication may be reproduced, stored in a retrieval system or transmitted in any
                   form or by any means, electronic, mechanical, photocopying, recording  or otherwise,
                   without the prior written permission of RISC, LLC.

                   Federal  law  provides  severe  civil  and  criminal  penalties  for  the  unauthorized
                   production, distribution or exhibition of copyrighted materials; Title 17 U.S.  Code:
                   Section 501 and 506.


                   Published by Recovery Industry Services Company, LLC
                   Post Office Box 2971
                   Tampa, FL  33601

                   Toll Free: 866-996-RISC (7472)
                   Phone:     813-712-7535
                   Fax:       813-423-6618
                   Website:    www.RiscUS.com
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