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Acknowledgements

My thanks and love to my wife, Elizabeth, who devoted many patient and unselfish
hours in teaching me the computer skills necessary to complete this project, then spent
many an hour organizing and editing my words into a final product.

To Bogdan Rentea, of Rentea & Associates, who is one of the most knowledgeable
lawyers in the country on the self-help repossession process and who graciously
reviewed the C.A.R.S. Program. I was also privileged to have Bogdan write the
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foreword to my book, “Bridging the Gap.”

And to the many consummate professional collateral recovery practitioners who also
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reviewed the C.A.R.S. Program and wrote letters of endorsement. These letters from
industry practitioners and Mr. Rentea can be viewed on our website, www.RiscUS.com

Joseph Taylor