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SECTION  8            SKIP-TRACING
                                             Types of Skips
                                             What Can Skip-Tracers Legally Do?
                                             Pre-Texting
                                             Qualifications of a Professional Skip-tracer
                                             Information and Where to Get It
                                             Sources of Information
                                             Locating Active Duty Military Personnel
                                             Websites
                                             Social Security Numbers by State

                   SECTION 9             ETHICS, PROFESSIONAL CONDUCT AND COMMUNICATION
                                             The Man in the Glass
                                             Helpful Reminders
                                             Facts about Ethics, Professional Conduct and Client Service
                                             Communication with Clients and Prospects
                                             Communication with Debtors
                                             Communication with Law Enforcement

                   SECTION 10            DEFENSIVE DRIVING
                                             Maintaining Your Equipment
                                             Defensive Driving Techniques
                                             Avoiding Head-On Collisions
                                             Passing Other Vehicles
                                             Following Other Vehicles
                                             Seatbelts
                                             Cellular Telephones
                                             In-Truck Computers
                                             Social Media


                   SECTION 11             INSURANCE
                                             Explanations of Coverages
                                             Commercial General Liability
                                             Garage Liability
                                             Garage Keepers Coverage
                                             On-Hook Coverage
                                             Drive-Away Coverage
                                             Personal Effects Coverage
                                             Commercial Truck Coverage
                                             Personal Injury Coverage
                                             Acord Certificate of Insurance

                   SECTION 12             APPLICABLE STATE STATUTES
                                             Repossession Case Law Commentary
                                             Predominate Case Law
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