Page 26 - WMPF Federation Aug-Sept 2021-flip_Neat
P. 26

Exclusive benefit



       Legal expenses cover for



       members: policy updated







            he policy details of the legal expenses   THE MEMBER ONLY COVER INCLUDES:  during an investigation where the
            cover for West Midlands Federation   HOME RIGHTS                       beneficiary is subject to a Regulation 15
       Tmembers has been updated.           l  Professional fees incurred:         Notice
          The West Midlands branch is the only   l  In the pursuit or defence of legal   l  In providing representation at a
       one in the country to give members this   proceedings following any event causing   disciplinary hearing before the
       cover as part of their Federation       loss of or damage to the home       Misconduct Tribunal Panel or the Police
       membership.                             l   In the pursuit of defence of legal   Appeals Tribunal following a disciplinary
          The off-duty legal scheme covers a wide   proceedings as a result of or any cause of   procedure.
       range of situations where professional fees   action arising out of or relating to   BANKRUPTCY ADVICE
       could be incurred and in almost all cases will   alleged infringement of the beneficiary’s   l  Professional fees incurred where filing
       be accessible by members not covered under   legal rights relating to the home.   for bankruptcy is recommended as the
       other elements of the Federation package of   FUND TRUSTEE DEFENCE          most appropriate option by our debt
       protection.                          l  In the defence of any civil legal   advice specialist.
          “We felt it was important to have this   proceedings against the beneficiary in   WRONGFUL ARREST AND IMPRISONMENT
       cover in place,” says Steve Grange, secretary   respect of alleged act or omission as a   l  Professional fees incurred for advice and
       of West Midlands Police Federation, “While   trustee of a fund set up by the   guidance where the beneficiary has been
       membership of the Federation gives officers   beneficiary’s employer.       wrongfully arrested and imprisoned.
       the umbrella of a wide range of support, this   REPRESENTATION AT PUBLIC INQUIRIES
       extra legal cover has proved to be useful for   l  In respect of representation of a   THE MEMBER AND PARTNER COVER
       situations that fall outside the general   beneficiary at a public inquiry ordered by   INCLUDES:
       member benefits.”                       a district auditor.               EDUCATION
          Cover is available for the Federation   INDEPENDENT OFFICE FOR POLICE CONDUCT  l  Professional fees incurred in appealing
       member, their spouse or cohabiting partner,   l  Professional fees incurred by the   against a decision of a Local Education
       children, stepchildren, adopted and foster   beneficiary for representation by an   Authority (LEA).
       children and grandchildren normally     appointed representative at an    PROBATE
       resident with the member as well as parents   investigation by the Independent Office   l  Professional fees to pursue civil legal
       and grandparents of the member and the   for Police Conduct.                action in respect of a probate dispute
       member’s partner, again where normally   DISCIPLINARY HEARINGS              involving the beneficiary’s parents,
       resident with the member.            l  Professional fees:                  grandparents, or children.
                                               l  Incurred in providing representation



           The West Midlands
            branch is the only
          one in the country to
            give members this
          cover as part of their
                Federation
               membership
                                              “         While membership of the Federation gives


                                                        officers the umbrella of a wide range of

                                                        support, this extra legal cover has proved to be
                                                        useful for situations that fall outside the general
                                                        member benefits.                “






       26        federation August/September 2021                                 www.polfed.org/westmids
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