Page 3 - Benefit Guide 2022
P. 3

Benefit Basics

                     Hillyard pays for some of your benefits and you share the cost for the others, as shown here.

                     Benefit                                  Tax Treatment            Who Pays


                     Medical & Pharmacy                            Pretax             Hillyard & You

                     Dental                                        Pretax             Hillyard & You


                     Vision                                        Pretax             Hillyard & You

                     Health Savings Account (HSA)                  Pretax             Hillyard & You

                     Flexible Spending Account (FSA)               Pretax                  You


                     Basic Life and Accidental Death &            After-tax
                     Dismemberment (AD&D) Insurance                                      Hillyard

                     Voluntary Life and AD&D Insurance            After-tax                You

                     Short-Term Disability                        After-tax              Hillyard


                     Long-Term Disability                         After-tax              Hillyard

                     Aflac Plans                                  After-tax                You

                     Employee Assistance Program (EAP)            After-tax              Hillyard


                     401(k) / Company Match                   Pretax or After-tax     Hillyard & You

                     Discretionary Profit Sharing                 After-tax              Hillyard





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