Page 30 - NRDC Benefits Guide for 2022

Student Debt and

College Planning Services

Helping you at every stage of your college journey

Saving For College
• 529 College Savings Plans - To save for your children’s future education costs
• College Savings Calculator - To track the progress against your college savings goals

Choosing A College
• College Cost Prep - Compare college costs across target schools
• College Admissions Counseling - Expert college admissions guidance including
admissions, essay & SAT prep at discounted rates from Kaplan, ACT, and Collegewise

Paying Off College
• Fidelity Student Debt Tool
Review all debt in one place and model repayment scenarios. The tool can help you assess,
track, and understand new strategies to pay off your student debt—from the comfort of your
desktop or phone. Text StudentDebt (one word) to 343-898 or visit Fidelity.com/StudentDebtTool

• Find a Private Student Loan or Student Debt Refinancing
Easily compare competitive, personalized rates for new private student loans, or access
refinancing services across lenders, through Credible.

Here’s how:

1. Enter your loan information – Loan name, federal or private, current balance, interest rate,
and monthly payment. This will help us assess your eligibility for different repayment
strategies.
2. See your results - How much do you owe?. When will it be paid off?. How much will interest
cost? See progress in your loan balances over time and explore your repayment options.
3. Explore your repayment options - The tool uses your real loan data to model different
repayment scenarios in real time. You’ll see:
• The number of years you may be able to shave off with extra payments
• How much you could save by refinancing with a lower interest rate
• If a federal income-driven repayment program could lower your monthly payment

Visit: Fidelity.com/StudentDebtTool

Take control of your debt
Whatever repayment path you choose, you’ll have access to straightforward information and handy
sheets with step-by-step instructions, helpful hints, and best practices.

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